12995 Findlay Way, Apple Valley (Saint Paul), MN 55124 Property Records

Dakota County property record for 12995 Findlay Way, Apple Valley, MN 55124

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,325 sqft · built 1973
Lot Size0.457 acres (19,918 sqft)
Owner2 Individual Names on Record
Tax Bill$5,126 (2025)
Deeds & MortgagesDec 2017 Line of Credit
Aug 2017 Foreclosure
Flood ZoneZone X (minimal risk)
APN01-31004-01-130

Property Details

APN / Parcel Number

Primary APN01-31004-01-130

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,325 sqft Living Area
Gross Area2,787 sqft
1st Floor Area2,325 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1988
Construction TypeWood
Lot Area19,918 sqft (0.457 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address12995 FINDLAY WAY
CitySAINT PAUL
StateMN
Zip55124-4102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGREENLEAF 5TH ADDITION 13 1
Legal SubdivisionGREENLEAF 5TH ADDITION
Legal Block1
Legal Lot Number130
JurisdictionDAKOTA MN
Township / Civil DivisionAPPLE VALLEY
Census Block Group1
Census Block1004
Census Tract60822

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12995 FINDLAY WAY, SAINT PAUL, MN 55124-4102
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2017Deed of Trust, Mortgage · Line of Credit
WINGS FINANCIAL CU
Aug 17, 2017Quit Claim Deed, Foreclosure
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 17, 2017
Deed SaleAug 17, 2017
Deed Document Number20173208214
Record UpdatedSep 20, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Property Address12995 FINDLAY WAY, APPLE VALLEY, MN 55124-4102
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003227803
DateDec 14, 2017
Instrument3227803
Lender
NameWINGS FINANCIAL CU
TypeCredit Union
AddressSAINT PAUL, MN 55124
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueDec 13, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2017: Quit Claim Deed, Foreclosure

Document TypeQuit Claim Deed
JurisdictionDAKOTA MN
Recording DateAug 17, 2017
Property Address12995 FINDLAY WAY, APPLE VALLEY, MN 55124-4102
Document Number0003208214
Instrument DateAug 17, 2017
Instrument3208214
Transaction TypeForeclosure
Record UpdatedOct 10, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address12995 FINDLAY WAY APPLE VALLEY MN 551244102, APPLE VALLEY, MN 55124-4102

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityApple Valley City
CountyDakota County
Unified School DistrictRosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,126.00$415,000 Land $106,600 Building $308,400$415,000 Land $106,600 Building $308,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 84% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemApple Valley
serves 50,300 people · EPA ID MN1190001
Water SourceGroundwater
Last State InspectionJan 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Southeast MN Wifi
Fixed Wireless
300 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

May also be available: AT&T.

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