12995 Bent Needle Ln, Bow, WA 98232 Property Records

Skagit County property record for 12995 Bent Needle Ln, Bow, WA 98232

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,508 sqft · built 2010
Lot Size	2.27 acres (98,881 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Jun 2004)
Tax Bill	$8,269 (2022)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2018 Line of Credit
APN	`350306-0-001-0108`

Property Details

APN / Parcel Number

Primary APN	`350306-0-001-0108`
Alternative APN	`P33848`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,508 sqft Living Area
Gross Area	7,656 sqft
1st Floor Area	3,532 sqft
Basement Area	2,387 sqft
Finished Basement	1,756 sqft
Unfinished Basement	632 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Other
Lot Area	98,881 sqft (2.27 acres)
Garage Type	Mixed
Garage Area	1,736 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	1,025 sqft
Deck Area	524 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Connected

Location & Zoning

Account Number	P33848
Old Parcel Number	35030600010108
Street Address	12995 BENT NEEDLE LN
City	BOW
State	WA
Zip	98232-9006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(2.2700 AC) DK 5 THAT PORTION OF GOVERNMENT LOT 1, SECTION 6, TOWNSHIP 35 NORTH, RANGE 3 EAST, W.M., MORE PARTICULARLY DESCRI
Legal Range	03E
Legal Township	35N
Legal Section	06
Legal Quarter	NE
Legal Tract	2
Legal Lot Number	1
Jurisdiction	SKAGIT WA
Township / Civil Division	BOW
Census Block Group	1
Census Block	1039
Census Tract	950801

Owner

Source: Skagit County records, as of July 1, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 174, BOW, WA 98232-0174
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Apr 2, 2018	Deed of Trust, Mortgage · Line of Credit PEOPLES BK&TR CO/MADISON CNTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2004 · Amount on Record
Deed Sale	Jun 29, 2004 · Amount on Record
Prior Sale	Mar 1, 1987 · Amount on Record
Deed Document Number	200407090124
Last Transfer Date	Jul 9, 2004
Transfer Doc	200407090124
Record Updated	Jun 7, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	12995 BENT NEEDLE LN, BOW, WA 98232-9006
Transaction Type	Mortgage
Record Updated	Aug 2, 2023
Title Company	LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000068
Date	Dec 20, 2021
Instrument	202112200068

Lender

Name	PEOPLES BANK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	12995 BENT NEEDLE LN, BOW, WA 98232-9006
Document Number	0004020162
Instrument Date	Apr 2, 2018
Transaction Type	Mortgage
Record Updated	Apr 10, 2018
Title Company	GUARDIAN NW TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12995 BENT NEEDLE LN BOW WA 982329006, BOW, WA 98232-9006

Mortgage

Document Number	0004020162
Date	Apr 2, 2018
Instrument	4020162

Lender

Name	PEOPLES BK&TR CO/MADISON CNTY
Type	Bank
Address	MOUNT VERNON, WA 98273

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Skagit County assessment roll, as of February 28, 2022

Property Jurisdictions

Type	Name
State	Washington
County	Skagit County
Unified School District	Burlington-Edison School District (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 67 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	6 (2009–2022)
Most Recent Claim	Dec 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAMISH FARMS WATER ASSN private · serves 1,017 people · EPA ID WA5375645
Water Source	Purchased surface water from SKAGIT COUNTY PUD 1 JUDY RES
Last State Inspection	Dec 2022
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Pogozone powered by Neubeam Fixed Wireless	40 / 7

May also be available: Astound Broadband, T-Mobile, Verizon.

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