12995 110th Ave, Largo, FL 33774 Property Records

Pinellas County property record for 12995 110th Ave, Largo, FL 33774

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,587 sqft · built 1970
Lot Size	1.74 acres (75,916 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,940 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-750-9358-3`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-9358-3`
Alternative APNs	`17-30-15-70632-100-2601` `301517706321002601` `153017706321002601` `R181775`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,587 sqft Living Area
Gross Area	4,039 sqft
1st Floor Area	2,587 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1989
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	75,916 sqft (1.74 acres)
Lot Dimensions	524 ft deep x 144 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened/Unfinished Porch
Porch Area	952 sqft
Deck Area	260 sqft
Patio Area	260 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Tennis Court	Tennis Court

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R181775
Street Address	12995 110TH AVE
City	LARGO
State	FL
Zip	33774-4700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PINELLAS GROVES NE 1/4, PART LOT 26 DESC BEG 15FT N & 382FT E OF CTR OF SEC TH N 524.3FT TH E 144.8FT TH S 524.4FT TH W 145FT TO POB
Legal Range	15E
Legal Township	30S
Legal Section	17
Legal Subdivision	PINELLAS GROVES
Legal Tract	70632
Legal Lot Number	26
Jurisdiction	PINELLAS FL
Township / Civil Division	BOCA CIEGA
Census Block Group	1
Census Block	1005
Census Tract	25119

Owner

Source: Pinellas County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12995 110TH AVE, LARGO, FL 33774-4700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Mar 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2003
Deed Sale	Apr 30, 2003
Prior Sale	Apr 30, 2003 · Amount on Record
Deed Document Number	2003173428
Deed Book / Page	12710 / 733
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12995 110TH AVE, LARGO, FL 33774-4700
Transaction Type	Mortgage
Record Updated	Jan 22, 2024
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0226641420
Date	Dec 28, 2023
Book Page	22664/1420
Instrument	2023328518

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12995 110TH AVE, LARGO, FL 33774-4700
Document Number	0199911250
Instrument Date	Mar 22, 2018
Transaction Type	Mortgage
Record Updated	Apr 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12995 110TH AVE LARGO FL 337744700, LARGO, FL 33774-4700

Mortgage

Document Number	0199911250
Date	Mar 28, 2018
Book Page	019991/001250
Instrument	95867

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 27, 2028

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,940.00 (+10.16%) Homeowner's exemption	$352,952 (+5.99%)	$656,657 (+13.57%) Land $303,961 Building $352,696
2023	$5,392.00 (+2.45%) Homeowner's exemption	$333,015 (+3%)	$578,173 (-15.95%) Land $358,241 Building $219,932
2022	$5,263.00 Homeowner's exemption	$323,316	$687,905 Land $496,016 Building $191,889

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	7 (1981–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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