12990 Echo Ln, Apple Valley (Saint Paul), MN 55124 Property Records

Dakota County property record for 12990 Echo Ln, Apple Valley, MN 55124

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 2,492 sqft · built 1995
Lot Size	0.08 acres (3,491 sqft)
Owner	2 Individual Names on Record
Last Sale	$382,000 (Oct 2024)
Tax Bill	$4,934 (2025)
Deeds & Mortgages	Oct 2024 Sale & Mortgage Jul 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-20540-05-030`

Property Details

APN / Parcel Number

Primary APN	`01-20540-05-030`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,492 sqft Living Area
Gross Area	2,932 sqft
1st Floor Area	2,492 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Townhouse
Construction Type	Wood
Lot Area	3,491 sqft (0.08 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	12990 ECHO LN
City	SAINT PAUL
State	MN
Zip	55124-8656
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	DIAMOND PATH TOWNHOMES CIC NO 130 3 5 LOT 3 BLK 5 & INTEREST ATTRIBUTABLE TO COMMON AREA KNOWN AS OUTLOT B
Legal Subdivision	DIAMOND PATH TOWNHOMES CIC NO 130
Legal Block	5
Legal Lot Number	3
Jurisdiction	DAKOTA MN
Township / Civil Division	APPLE VALLEY
Census Block Group	1
Census Block	1014
Census Tract	60840

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9736 SAINT ANDREWS DR, ELKO NEW MARKET, MN 55020-9630
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2024	Warranty Deed, Transfer · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP
Jul 22, 2022	Warranty Deed, Transfer AUTHORITY TITLE INC
Oct 30, 2017	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2024 · Amount on Record
Deed Sale	Oct 3, 2024 · Amount on Record
Prior Sale	Oct 30, 2017 · Amount on Record
Deed Document Number	20241695443
Prior Transfer Date	Jul 15, 2017
Prior Transfer Doc	0003203024
Record Updated	Sep 20, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Oct 8, 2024
Property Address	12990 ECHO LN, APPLE VALLEY, MN 55124-8656
Document Number	0003648269
Instrument Date	Oct 3, 2024
Instrument	3648269
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	GREAT NORTHERN TITLE, GREAT NORTH TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12990 ECHO LN, APPLE VALLEY, MN 55124-8656
Investor	Possibly a Property Investor

Mortgage

Document Number	0003648270
Date	Oct 8, 2024
Instrument	3648270

Lender

Name	MASON MCDUFFIE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Jul 22, 2022
Property Address	12990 ECHO LN, APPLE VALLEY, MN 55124-8656
Document Number	0003550358
Instrument Date	Jul 21, 2022
Instrument	3550358
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	AUTHORITY TITLE INC

Transaction

Amount	Amount Recorded
Tax	$849.72
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10800 LYNDALE AVE S STE 275, 275, BLOOMINGTON, MN 55420-5692
Investor	Possibly a Property Investor

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	DAKOTA MN
Recording Date	Oct 30, 2017
Property Address	12990 ECHO LN, APPLE VALLEY, MN 55124-8656
Document Number	0003220305
Instrument Date	Sep 29, 2017
Instrument	3220305
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	ARDEN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12990 ECHO LN, APPLE VALLEY, MN 55124-8656

Mortgage

Document Number	0003220306
Date	Oct 30, 2017
Instrument	3220306

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Apple Valley City
County	Dakota County
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,934.00 Homeowner's exemption	$400,800 (+3.7%) Land $72,800 Building $328,000	$400,800 (+3.7%) Land $72,800 Building $328,000
2024		$386,500 Land $70,900 Building $315,600	$386,500 Land $70,900 Building $315,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Apple Valley serves 50,300 people · EPA ID MN1190001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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