Hamilton County property record for 12990 Brighton Ln, Carmel, IN 46032
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,740 sqft · built 1991 |
| Lot Size | 1.33 acres (57,935 sqft) |
| Owner | Individual Name on File |
| Last Sale | $500,000 (Jun 2013) |
| Tax Bill | $16,247 (2024) |
| Deeds & Mortgages | Jan 2022 Line of Credit Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-27-011-018.000-018 |
| Primary APN | 29-09-27-011-018.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,740 sqft Living Area |
| 1st Floor Area | 2,183 sqft |
| 2nd Floor Area | 1,809 sqft |
| Attic | Attic |
| Attic Area | 748 sqft |
| Basement Area | 1,790 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Architectural Style | Other |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 57,935 sqft (1.33 acres) |
| Lot Dimensions | 402 ft deep x 111 ft wide |
| Terrain | High |
| Garage Type | Attached |
| Garage Area | 748 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 648 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 1709270011018000 |
|---|---|
| Street Address | 12990 BRIGHTON LN |
| City | CARMEL |
| State | IN |
| Zip | 46032-8619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE 1.33, SECTION 27, TOWNSHIP 18, RANGE 3, SPRINGMILL STREAMS, SECTION 9, LOT 214 |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 27 |
| Legal Subdivision | SPRINGMILL STREAMS |
| Legal Block | 9 |
| Legal Lot Number | 214 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 111009 |
12990 Brighton Ln is owned and occupied by an individual who bought it in June 2013.
Source: Hamilton County records, as of March 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12990 BRIGHTON LN, CARMEL, IN 46032-8619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 20, 2022 | Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK |
| Nov 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK OF INDIANA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 7, 2013 · Amount on File |
| Deed Sale | Jun 7, 2013 · Amount on File |
| Deed Document Number | 0000034902 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 12990 BRIGHTON LN, CARMEL, IN 46032-8619 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2022 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000003480 |
|---|---|
| Date | Jan 20, 2022 |
| Instrument | 2022003480 |
| Name | MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | CARMEL, IN 46032 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 85 Months |
| Due | Feb 12, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 12990 BRIGHTON LN, CARMEL, IN 46032-8619 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2021 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 2021084355 |
|---|---|
| Date | Nov 23, 2021 |
| Instrument | 2021084355 |
| Name | MERCHANTS BANK OF INDIANA |
|---|---|
| Type | Bank |
| Address | CARMEL, IN 46032 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $836,200 (+2.82%) Land $278,100 Building $558,100 | $836,200 (+2.82%) Land $278,100 Building $558,100 | |
| 2024 | $16,247.00 (+92.8%) | $813,300 (+13.46%) Land $278,100 Building $535,200 | $813,300 (+13.46%) Land $278,100 Building $535,200 |
| 2023 | $8,427.00 (+5.3%) Homeowner's exemption | $716,800 (+5.37%) Land $181,600 Building $535,200 | $716,800 (+5.37%) Land $181,600 Building $535,200 |
| 2022 | $8,003.00 Homeowner's exemption | $680,300 Land $181,600 Building $498,700 | $680,300 Land $181,600 Building $498,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12990 Brighton Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12990 Brighton Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 78% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures