1299 Singerly Rd, Elkton, MD 21921 Property Records

Cecil County property record for 1299 Singerly Rd, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,694 sqft · built 1939
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Jul 2022)
Tax Bill	$4,547 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-009599`

Property Details

APN / Parcel Number

Primary APN	`03-009599`
Alternative APNs	`3009599` `009599`

Interior

Full Baths	5 Baths
Stories	2 Stories
Building Area	3,694 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Built-in
Garage Area	1,199 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	96 sqft
Deck Area	1,019 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	009599
Street Address	1299 SINGERLY RD
City	ELKTON
State	MD
Zip	21921-4940
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR
Legal Description	1 ACRE 1299 SINGERLY ROAD N/W OF ELKTON
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	1
Census Block	1010
Census Tract	30503

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1299 SINGERLY RD, ELKTON, MD 21921-4940
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 13, 2021	Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2022 · Amount on Record
Deed Sale	Jul 29, 2022 · Amount on Record
Prior Sale	Apr 13, 2021 · Amount on Record
Deed Book / Page	5208 / 183
Record Updated	Oct 29, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Jul 29, 2022
Property Address	1299 SINGERLY RD, ELKTON, MD 21921-4940
Document Number	0052080183
Book / Page	5208 / 183
Instrument Date	Jul 15, 2022
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1299 SINGERLY RD, ELKTON, MD 21921-4940

Mortgage

Document Number	0005208188
Date	Jul 29, 2022
Instrument	5208-188

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Apr 13, 2021
Property Address	1299 SINGERLY RD, ELKTON, MD 21921-4940
Document Number	0048470024
Book / Page	4847 / 24
Instrument Date	Mar 26, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1299 SINGERLY RD, ELKTON, MD 21921-4940

Mortgage

Document Number	0000484732
Date	Apr 13, 2021
Instrument	4847/32

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,547.00 (+13.48%)	$413,867 (+37.24%)	$467,000 (+51.82%) Land $81,700 Building $385,300
2025	$4,007.00 (+48.96%)
2023	$2,690.00	$301,567	$307,600 Land $81,700 Building $225,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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