Winnebago County property record for 12989 Echo Dr, Rockton, IL 61072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,403 sqft · built 1979 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,000 (Oct 2025) |
| Tax Bill | $6,027 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Apr 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-19-402-001 |
| Primary APN | 04-19-402-001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,403 sqft Living Area |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 24,829 sqft (0.57 acres) |
| Garage Area | 1,776 sqft |
| Deck Area | Deck Area |
| Heating Fuel | Gas |
|---|
| Account Number | 019D144A |
|---|---|
| Street Address | 12989 ECHO DR |
| City | ROCKTON |
| State | IL |
| Zip | 61072-2815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | PLAT 2 PUDDICOMBE SUB PT W 1/2 SE 1/4SEC 19-46-2 LOT 017 |
| Legal Range | 2 |
| Legal Township | 46 |
| Legal Section | 19 |
| Legal Subdivision | PLAT 2 PUDDICOMBE SUB |
| Legal Lot Number | 017 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROCKTON |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 4002 |
Source: Winnebago County records · APN 04-19-402-001
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12989 ECHO DR, ROCKTON, IL 61072-2815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 01, 2025 | Deed, Transfer · Conventional Mortgage FIRST MID ILLINOIS BK & TR NA |
| Apr 25, 2024 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Nov 23, 2021 | Deed of Trust, Mortgage · Balloon Mortgage FIRST NATIONAL BANK & TRUST CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 01, 2025 · Amount on Record |
| Deed Sale | Oct 01, 2025 · Amount on Record |
| Deed Document Number | 202525515 |
| Prior Transfer Date | Apr 19, 2024 |
| Prior Transfer Doc | 0000009094 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Oct 01, 2025 |
| Property Address | 12989 ECHO DR, ROCKTON, IL 61072-2815 |
| Document Number | 0000025515 |
| Map Reference | PB 35 PG 188 |
| Instrument Date | Sep 30, 2025 |
| Instrument | 2525515 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2025 |
| Title Company | MAGNUS TITLE AGENCY, MTA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $465.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12989 ECHO DR, ROCKTON, IL 61072-2815 |
| Document Number | 0000025516 |
|---|---|
| Date | Oct 01, 2025 |
| Instrument | 2525516 |
| Name | FIRST MID ILLINOIS BK & TR NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Apr 25, 2024 |
| Property Address | 12989 ECHO DR, ROCKTON, IL 61072-2815 |
| Document Number | 0000009094 |
| Map Reference | BK35 PG188 |
| Instrument Date | Apr 19, 2024 |
| Instrument | 2409094 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12989 ECHO DR, ROCKTON, IL 61072-2815 |
| Name | Verified Name |
|---|---|
| Address | 12989 ECHO DR, ROCKTON, IL 61072-2815 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 12989 ECHO DR, ROCKTON, IL 61072-2815 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000042124 |
|---|---|
| Date | Nov 23, 2021 |
| Instrument | 2142124 |
| Name | FIRST NATIONAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 15, 2031 |
| Rate Type | Fixed Rate |
|---|
Source: Winnebago County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Rockton Township |
| Secondary School District | Hononegah Community High School District 207 (09 - 12) |
| Elementary School District | Rockton School District 140 (PK - 08) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,027.00 (+1.74%) | $92,180 (+9.28%) Land $13,438 Building $78,742 | $276,540 (+9.28%) Land $40,314 Building $236,226 |
| 2024 | $5,924.00 Homeowner's exemption | $84,352 (+22.76%) Land $12,297 Building $72,055 | $253,056 (+22.76%) Land $36,891 Building $216,165 |
| 2022 | Homeowner's exemption | $68,713 Land $10,017 Building $58,696 | $206,139 Land $30,051 Building $176,088 |
Source: FEMA National Flood Hazard Layer as of July 12, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WH i3B Bidco LLC/WH i3B Topco Fiber | 8,000 / 8,000 |
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 243 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ROCKTON serves 7,863 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Copper | 1.7 mg/L (2020–2022) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2023 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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