12989 E Chicago Rd, Cement City, MI 49233 Property Records

Hillsdale County property record for 12989 E Chicago Rd, Cement City, MI 49233

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1994
Lot Size	30.5 acres (1,331,629 sqft)
Owner	Individual Name on Record
Tax Bill	$2,119 (2025)
Deeds & Mortgages	Mar 2026 Mortgage May 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-010-400-035-10-5-1`

Property Details

APN / Parcel Number

Primary APN	`04-010-400-035-10-5-1`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Lot Area	1,331,629 sqft (30.5 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	12989 E CHICAGO RD
City	CEMENT CITY
State	MI
Zip	49233-9665
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG1
Legal Description	COM SE COR SEC TH N 129'E ALG E LN SEC 1772.15 FT TO S'LY LN CHICAGO RD TH N 7909'W ALG SD RD 66.89 FT TO AN IRON STAKE TH S
Legal Range	01W
Legal Township	05S
Legal Section	10
Legal Subdivision	False
Jurisdiction	HILLSDALE MI
Township / Civil Division	SOMERSET
Census Block Group	2
Census Block	2000
Census Tract	50102

Owner

Source: Hillsdale County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	12989 E CHICAGO RD, CEMENT CITY, MI 49233-9665
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
May 2, 2019	Intrafamily Transfer, Transfer
May 2, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2000
Deed Sale	Mar 6, 2000
Last Transfer Date	Apr 29, 2019
Transfer Doc	01721/0546
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	12989 E CHICAGO RD, CEMENT CITY, MI 49233-9665
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12989 E CHICAGO RD, CEMENT CITY, MI 49233-9665

Mortgage

Document Number	001916/461
Date	Mar 11, 2026
Book Page	1916/461

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2041

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSDALE MI
Recording Date	May 2, 2019
Property Address	12989 E CHICAGO RD, CEMENT CITY, MI 49233-9665
Document Number	1721/0548
Book / Page	1721 / 0548
Instrument Date	Apr 29, 2019
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12989 E CHICAGO RD, CEMENT CITY, MI 49233-9665

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSDALE MI
Recording Date	May 2, 2019
Property Address	12989 E CHICAGO RD, CEMENT CITY, MI 49233-9665
Document Number	1721/0546
Book / Page	1721 / 0546
Instrument Date	Apr 29, 2019
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12989 E CHICAGO RD, 12989, CEMENT CITY, MI 49233-9665

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12989 E CHICAGO RD, CEMENT CITY, MI 49233-9665

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Somerset Township
Unified School District	Addison Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$211,750 (+36.12%)	$423,499 (+36.12%) Land $244,560 Building $178,939
2025	$2,119.00 (+14.98%) Homeowner's exemption	$155,560 (+21.43%)	$311,126 (+21.43%) Land $158,964 Building $152,162
2023		$128,110	$256,226 Land $137,565 Building $118,661
2021	$1,843.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

Nearby Properties on E Chicago Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures