12988 Yale Rd, Brockway (Yale), MI 48097 Property Records

St. Clair County property record for 12988 Yale Rd, Brockway, MI 48097

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,850 sqft · built 1992
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$179,900 (Aug 2015)
Tax Bill	$3,136 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jun 2020 Mortgage
Flood Zone	Zone A (high risk)
APN	`74-10-008-4001-100`

Property Details

APN / Parcel Number

Primary APN	`74-10-008-4001-100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,850 sqft Living Area
1st Floor Area	1,850 sqft
Basement Area	1,850 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	217,800 sqft (5 acres)
Lot Dimensions	330 ft deep x 658 ft wide
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12988 YALE RD
City	BROCKWAY
State	MI
Zip	48097-2623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	BEG AT SW SEC COR, TH N 0D 41M 53S W 120.84', TH N 56D 59M 30S E 681.50', TH S 0D 41M 53S E 463.94', TH N 89D 26M 30S W
Legal Range	14E
Legal Township	08N
Legal Section	08
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	BROCKWAY
Census Block Group	3
Census Block	3030
Census Tract	655100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12988 YALE RD, BROCKWAY, MI 48097-2623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2022	Deed of Trust, Mortgage · Line of Credit ELGA CREDIT UNION
Jun 23, 2020	Deed of Trust, Mortgage · FHA Mortgage ELGA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2015 · Amount on Record
Deed Sale	Aug 24, 2015 · Amount on Record
Deed Document Number	201519684
Deed Book / Page	4632 / 944
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	12988 YALE RD, BROCKWAY, MI 48097-2623
Transaction Type	Mortgage
Record Updated	Sep 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12988 YALE RD, BROCKWAY, MI 48097-2623

Mortgage

Document Number	0005555787
Date	Aug 25, 2022
Book Page	5555/787
Instrument	2022020034

Lender

Name	ELGA CREDIT UNION
Type	Credit Union
Address	GRAND BLANC, MI 48439

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	12988 YALE RD, BROCKWAY, MI 48097-2623
Document Number	0052070563
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12988 YALE RD BROCKWAY MI 480972623, BROCKWAY, MI 48097-2623

Mortgage

Document Number	0052070563
Date	Jul 2, 2020
Book Page	005207/000563

Lender

Name	ELGA CU
Type	Credit Union
Address	BUCKLAND, OH 45819

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Brockway Township
Unified School District	Yale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,400 (+0.79%)	$380,800 (+0.79%)
2025	$3,136.00 (+2.25%) Homeowner's exemption	$188,900 (+13.25%)
2024	$3,067.00 (+9.85%)		$377,800 (+13.25%)
2023		$166,800
2022	$2,792.00		$333,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Frontier DSL	115 / 7
AVS Broadband Fixed Wireless	25 / 5

May also be available: AT&T, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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