12988 40th Ave, Marne, MI 49435 Property Records

Ottawa County property record for 12988 40th Ave, Marne, MI 49435

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,752 sqft · built 2018
Lot Size	2.31 acres (100,624 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Feb 2018)
Tax Bill	$5,555 (2025)
Deeds & Mortgages	Mar 2023 Transfer Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-10-07-485-002`

Property Details

APN / Parcel Number

Primary APN	`70-10-07-485-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,752 sqft Living Area
1st Floor Area	1,402 sqft
Basement Area	1,402 sqft
Unfinished Basement	1,402 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Condo/Apartment
Lot Area	100,624 sqft (2.31 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12988 40TH AVE
City	MARNE
State	MI
Zip	49435
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 2 LAUREL RIDGE, MASTER DEED RECORDED IN OTTAWA COUNTY REGISTER OF DEEDS LIBER 4791 PAGE 266, CONDOMINIUM SUBDIVISION PLAN NO 417 SEC 7 T7N R13W
Legal Range	13W
Legal Township	07N
Legal Section	07
Legal Subdivision	CONDOMINIUM SUBD
Legal Block	485
Legal Unit	2
Jurisdiction	OTTAWA MI
Township / Civil Division	TALLMADGE
Census Block Group	2
Census Block	2020
Census Tract	21402

Owner

12988 40th Ave, a condominium, is owned and occupied by an individual who acquired it in March 2023.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 51, MARNE, MI 49435-0051
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2023	Intrafamily Transfer, Transfer
Jul 2, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Feb 5, 2018	Warranty Deed, Transfer · VA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2018 · Amount on File
Deed Sale	Feb 5, 2018 · Amount on File
Deed Document Number	20184175
Last Transfer Date	Mar 10, 2023
Transfer Doc	20230005595
Record Updated	Oct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Mar 10, 2023
Property Address	12988 40TH AVE, MARNE, MI 49435
Document Number	20230005595
Map Reference	LB 4791 PG 266
Instrument Date	Mar 10, 2023
Instrument	2023-0005595
Transaction Type	Transfer
Record Updated	Mar 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11008 8TH AVE NW, GRAND RAPIDS, MI 49534-6748

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12988 40TH AVE, MARNE, MI 49435

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	12988 40TH AVE, MARNE, MI 49435
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200026729
Date	Jul 2, 2020
Instrument	2020-0026729

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Feb 5, 2018
Property Address	12988 40TH AVE, MARNE, MI 49435
Document Number	20180004175
Instrument Date	Feb 1, 2018
Instrument	2018-0004175
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$363.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	0-4611 LEONARD RD, 0-4611, LAMONT, MI 49430

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12988 40TH AVE, MARNE, MI 49435

Mortgage

Document Number	20180004176
Date	Feb 5, 2018
Instrument	2018-0004176

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 12988 40th Ave was $5,555 with a homeowner's exemption.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Tallmadge Charter Township
Unified School District	Coopersville Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$338,600 (+7.36%)	$677,200 (+7.36%)
2025	$5,555.00 Homeowner's exemption	$315,400	$630,800
2023		$261,400	$522,800
2022	$4,902.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12988 40th Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12988 40th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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