12986 S Mack Rd, Grass Valley, CA 95949 Property Records

Nevada County property record for 12986 S Mack Rd, Grass Valley, CA 95949

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,208 sqft · built 1991
Lot Size	2.28 acres (99,317 sqft)
Owner	Individual Name on File
Last Sale	$540,000 (Mar 2026)
Tax Bill	$3,796 (2025)
Deeds & Mortgages	Mar 2026 Transfer Mar 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`022-270-033-000`

Property Details

APN / Parcel Number

Primary APN	`022-270-033-000`
Alternative APN	`22-270-33-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,208 sqft Living Area
1st Floor Area	1,083 sqft
2nd Floor Area	1,125 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Traditional
Lot Area	99,317 sqft
Terrain	Steep
View / Lot	Average
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Patio Area	2,208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Old Parcel Number	22-270-33-000
Street Address	12986 S MACK RD
City	GRASS VALLEY
State	CA
Zip	95949-9216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-3
Legal Description	PCL 1 PM 12/67
Legal Subdivision	PARCEL MAP 77-234
Legal Lot Number	1
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	1
Census Block	1001
Census Tract	104

Owner

12986 S Mack Rd is owned and occupied by an individual who bought it in March 2026.

Source: Nevada County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	12986 S MACK RD, GRASS VALLEY, CA 95949-9216
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA
Mar 31, 2026	Grant Deed, Transfer · Conventional Mortgage NEIGHBORS BANK
Feb 13, 2026	Affidavit of Death of Joint Tenant, Transfer
May 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2026 · Amount on File
Deed Sale	Mar 31, 2026 · Amount on File
Deed Document Number	20264951
Prior Transfer Date	Mar 26, 2026
Prior Transfer Doc	0000004952
Record Updated	Sep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEVADA CA
Recording Date	Mar 31, 2026
Property Address	12986 S MACK RD, GRASS VALLEY, CA 95949-9216
Document Number	0000004952
Map Reference	MB 12 PG 67
Instrument Date	Mar 26, 2026
Instrument	20260004952
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12986 S MACK RD, GRASS VALLEY, CA 95949-9216

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Mar 31, 2026
Property Address	12986 S MACK RD, GRASS VALLEY, CA 95949-9216
Document Number	0000004951
Map Reference	MB 12 PG 67
Instrument Date	Mar 24, 2026
Instrument	20260004951
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12986 S MACK RD, GRASS VALLEY, CA 95949-9216

Mortgage

Document Number	0000004953
Date	Mar 31, 2026
Instrument	20260004953

Lender

Name	NEIGHBORS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

February 2026: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	NEVADA CA
Recording Date	Feb 13, 2026
Property Address	12986 S MACK RD, GRASS VALLEY, CA 95949-9216
Document Number	0000002168
Instrument Date	Feb 12, 2026
Instrument	20260002168
Transaction Type	Transfer
Record Updated	Mar 4, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	101 W MCKNIGHT WAY #B # B, B, PENN VALLEY, CA 95946

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	12986 S MACK RD, GRASS VALLEY, CA 95949-9216
Document Number	0000010755
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	12 98 6 S MACK RD GRASS VALLEY CA 95949, GRASS VALLEY, CA 95949

Mortgage

Document Number	0000010755
Date	Jun 4, 2018
Instrument	10755

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 3, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 12986 S Mack Rd was $3,796, up 2.2% from the year before.

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Elementary School District	Grass Valley Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$344,510 (+2%) Land $37,672 Building $306,838
2025	$3,796.00 (+2.21%) Homeowner's exemption	$337,756 Land $36,934 Building $300,822
2024	$3,714.00 (+2.6%)
2023	$3,620.00 (+1.06%) Homeowner's exemption	$324,642 Land $35,500 Building $289,142	$524,610
2022	$3,582.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12986 S Mack Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12986 S Mack Rd is high, ranking above 89% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 70% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
SmarterBroadband Fixed Wireless	100 / 25

May also be available: DigitalPath, T-Mobile, Verizon.

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