Comanche County property record for 12986 NE Keeney Rd, Elgin, OK 73538
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,823 sqft · built 1998 |
| Lot Size | 4.32 acres (188,179 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $14,500 (Jul 1997) |
| Tax Bill | $2,040 (2025) |
| Deeds & Mortgages | Apr 2019 Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04N10W-29-3-99973-000-0000 |
| Primary APN | 04N10W-29-3-99973-000-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,823 sqft Living Area |
| 1st Floor Area | 1,823 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 188,179 sqft (4.32 acres) |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 414 sqft |
| Lean-To | 714 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 78313 |
|---|---|
| Street Address | 12986 NE KEENEY RD |
| City | ELGIN |
| State | OK |
| Zip | 73538-3823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 29-4N-10W BEG SW/C SW/4 THN (NOO*53' 19E) 663.319' TO NW/C S/2 SW/ 4 SW/4 THN (S89*33'20E) 328.932' THN (S00*53'19W) 663.064' |
| Legal Range | 10W |
| Legal Township | 04N |
| Legal Section | 29 |
| Legal Subdivision | FARM 4N-10W |
| Jurisdiction | COMANCHE OK |
| Township / Civil Division | NORTHEAST COMANCHE |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 2101 |
12986 NE Keeney Rd is owned and occupied by two individuals who bought it in July 1997.
Source: Comanche County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 242, ELGIN, OK 73538-0242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 23, 2019 | Deed of Trust, Mortgage SOUTHWEST OKLAHOMA FCU |
| Aug 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHWEST OKLAHOMA FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 1997 · Amount on File |
| Deed Sale | Jul 1, 1997 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COMANCHE OK |
| Property Address | 12986 NE KEENEY RD, ELGIN, OK 73538-3823 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOUTHWEST ABSTRACT & TTL CO |
| Name | Verified Name |
|---|
| Document Number | 8232/017 |
|---|---|
| Date | Apr 23, 2019 |
| Book Page | 8232/017 |
| Instrument | 2019-005429 |
| Name | SOUTHWEST OKLAHOMA FCU |
|---|---|
| Type | Credit Union |
| Address | LAWTON, OK 73507 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Apr 27, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COMANCHE OK |
| Property Address | 12986 NE KEENEY RD, ELGIN, OK 73538-3823 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 8539/180 |
|---|---|
| Date | Aug 17, 2020 |
| Book Page | 8539/180 |
| Instrument | 2020-011585 |
| Name | SOUTHWEST OKLAHOMA FCU |
|---|---|
| Type | Credit Union |
| Address | LAWTON, OK 73507 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 420 Months |
| Due | Aug 14, 2055 |
The 2025 property tax bill for 12986 NE Keeney Rd was $2,040 with a homeowner's exemption.
Source: Comanche County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Comanche County |
| Unified School District | Elgin Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $21,170 (+%) Land $2,732 Building $18,438 | $188,173 (-14.19%) Land $24,283 Building $163,890 | |
| 2025 | $2,040.00 Homeowner's exemption | $21,169 (-) Land $2,603 Building $18,566 | $219,302 (+3.85%) Land $28,300 Building $191,002 |
| 2024 | $2,040.00 (+3.03%) Homeowner's exemption | $21,169 (+6.09%) Land $2,653 Building $18,516 | $211,170 (+11.55%) Land $28,300 Building $182,870 |
| 2023 | $1,980.00 Homeowner's exemption | $19,954 Land $2,404 Building $17,550 | $189,304 Land $29,320 Building $159,984 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12986 NE Keeney Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12986 NE Keeney Rd is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · lower than 65% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN PWA serves 3,300 people · EPA ID OK2001610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 65 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 1,000 / 1,000 |
| Southwest Oklahoma Telephone Company Fiber · Cable in parts of the area | 1,000 / 750 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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