San Diego County property record for 12985 Via Esperia, Del Mar, CA 92014
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,324 sqft · built 1987 |
| Lot Size | 0.171 acres (7,460 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,540,000 (Sep 2004) |
| Tax Bill | $24,025 (2025) |
| Deeds & Mortgages | Mar 2023 Transfer Mar 2023 Transfer + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 301-061-83-00 |
| Primary APN | 301-061-83-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,324 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Lot Area | 7,460 sqft (0.171 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 3010616900 |
|---|---|
| Street Address | 12985 VIA ESPERIA |
| City | DEL MAR |
| State | CA |
| Zip | 92014-3722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1-7 |
| Legal Description | PAR 1 TR PM14738 |
| Legal Subdivision | CITY OF SAN DIEGO |
| Legal Tract | 1014738 |
| Legal Block | 5 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 8324 |
12985 Via Esperia is owned by a company that bought it in September 2004.
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 14750 S WAGON RD, JACKSON, WY 83001-2509 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Mar 7, 2023 | Intrafamily Transfer, Transfer |
| Mar 7, 2023 | Intrafamily Transfer, Transfer |
| Sep 29, 2021 | Deed of Trust, Mortgage · Commercial Mortgage CITY NATIONAL BANK |
| Jul 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF JACKSON HOLE |
| Feb 12, 2020 | Deed of Trust, Mortgage · Commercial Mortgage CITY NATIONAL BANK |
| Aug 6, 2018 | Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK |
| Feb 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK |
| Nov 30, 2019 | Deed of Trust, Mortgage 5TH STREET CAP INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 2004 · Amount on File |
| Deed Sale | Sep 17, 2004 · Amount on File |
| Deed Document Number | 2004887417 |
| Prior Transfer Date | Aug 1, 1996 |
| Prior Transfer Doc | 0000488514 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 7, 2023 |
| Property Address | 12985 VIA ESPERIA, DEL MAR, CA 92014-3722 |
| Document Number | 0000057828 |
| Map Reference | DOC 87-145306 |
| Instrument Date | Feb 25, 2023 |
| Instrument | 2023-0057828 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 14750 S WAGON RD, JACKSON, WY 83001-2509 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 7, 2023 |
| Property Address | 12985 VIA ESPERIA, DEL MAR, CA 92014-3722 |
| Document Number | 0000057829 |
| Instrument Date | Feb 25, 2023 |
| Instrument | 2023-0057829 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14750 S WAGON RD, JACKSON, WY 83001-2509 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12985 VIA ESPERIA, DEL MAR, CA 92014-3722 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2021 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 13652, JACKSON, WY 83002-3652 |
| Document Number | 0000684910 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 2021-0684910 |
| Name | CITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | LOS ANGELES, CA 90071 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 23, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12985 VIA ESPERIA, DEL MAR, CA 92014-3722 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2021 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3289 WERNER RD #7 7, 7, TETON VILLAGE, WY 83025 |
| Document Number | 0000526461 |
|---|---|
| Date | Jul 23, 2021 |
| Instrument | 2021-0526461 |
| Name | BANK OF JACKSON HOLE |
|---|---|
| Type | Bank |
| Address | JACKSON, WY 83002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12985 VIA ESPERIA, DEL MAR, CA 92014-3722 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000071073 |
|---|---|
| Date | Feb 12, 2020 |
| Instrument | 2020-0071073 |
| Name | CITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | LOS ANGELES, CA 90071 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 3, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12985 VIA ESPERIA, DEL MAR, CA 92014-3722 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000319960 |
|---|---|
| Date | Aug 6, 2018 |
| Instrument | 2018-0319960 |
| Name | CITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | LOS ANGELES, CA 90071 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12985 VIA ESPERIA, DEL MAR, CA 92014-3722 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000071072 |
|---|---|
| Date | Feb 12, 2020 |
| Instrument | 2020-0071072 |
| Name | CITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | LOS ANGELES, CA 90071 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12985 VIA ESPERIA, DEL MAR, CA 92014-3722 |
| Document Number | 0000566973 |
| Instrument Date | Nov 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2019 |
| Title Company | TICOR TITLE ORANGE COUNTY BR, TICOR TITLE ORANGE CNTY BR |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12985 VIA ESPERIA DEL MAR CA 920143722, DEL MAR, CA 92014-3722 |
| Document Number | 0000566973 |
|---|---|
| Date | Dec 5, 2019 |
| Instrument | 566973 |
| Name | 5TH STREET CAP INC |
|---|---|
| Address | 2020 CAMINO DEL RIO N # 300, SAN DIEGO, CA 92108-1543 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 4, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9% |
The 2025 property tax bill for 12985 Via Esperia was $24,025.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Diego City |
| Elementary School District | Del Mar Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,217,176 (+2%) Land $1,563,964 Building $653,212 | |
| 2025 | $24,025.00 | $2,173,703 Land $1,533,299 Building $640,404 |
| 2023 | $22,463.00 (+1.62%) Homeowner's exemption | $2,089,298 Land $1,473,760 Building $615,538 |
| 2022 | $22,105.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 12985 Via Esperia in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12985 Via Esperia is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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