12985 S Summit St, Olathe, KS 66062 Property Records

Johnson County property record for 12985 S Summit St, Olathe, KS 66062

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,372 sqft · built 1996
Lot Size	0.303 acres (13,192 sqft)
Owner	Individual Name on File
Tax Bill	$5,236 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Sep 2020 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`DP70600000-0005`

Property Details

APN / Parcel Number

Primary APN	`DP70600000-0005`
Alternative APNs	`0460882801020013000` `R35027`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,372 sqft Living Area
Gross Area	3,156 sqft
1st Floor Area	1,086 sqft
Basement Area	1,548 sqft
Finished Basement	800 sqft
Unfinished Basement	748 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,192 sqft (0.303 acres)
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Slab
Porch Area	36 sqft
Deck Area	Deck Area
Patio Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	R35027
Street Address	12985 S SUMMIT ST
City	OLATHE
State	KS
Zip	66062-8847
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP-1
Legal Description	SOUTHBROOK 1ST PLAT LT 5 OLC 186E 5
Legal Subdivision	SOUTHBROOK 1ST
Legal Lot Number	5
Jurisdiction	JOHNSON KS
Township / Civil Division	OLATHE
Census Block Group	2
Census Block	2012
Census Tract	53011

Owner

12985 S Summit St is owned and occupied by an individual who acquired it in June 2019.

Source: Johnson County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	12985 S SUMMIT ST, OLATHE, KS 66062-8847
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage AXOS BANK
Mar 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 3, 2006	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
May 13, 2005	Deed of Trust, Mortgage · ARM INDYMAC BANK FSB
Jul 29, 2015	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY MORTGAGE GROUP LLC
Jun 17, 2019	Warranty Deed, Transfer KANSAS CITY TITLE, KANSAS CITY TITLE INC
Oct 12, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2019
Deed Sale	Jun 17, 2019
Prior Sale	Oct 12, 2017
Deed Book / Page	201906 / 5092
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	12985 S SUMMIT ST, OLATHE, KS 66062-8847
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201710/004585
Date	Oct 13, 2017
Book Page	201710/004585

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	12985 S SUMMIT ST, OLATHE, KS 66062-8847
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202009/11903
Date	Sep 25, 2020
Book Page	202009/11903

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	12985 S SUMMIT ST, OLATHE, KS 66062-8847
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	UNKNOWN, MCCAFFREE SHORT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201906/006372
Date	Jun 19, 2019
Book Page	201906/006372

Lender

Name	AXOS BANK
Type	Bank
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	108 Months
Due	Jun 1, 2028

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	12985 S SUMMIT ST, OLATHE, KS 66062-8847
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202203/5308
Date	Mar 18, 2022
Book Page	202203/5308

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	343 Months
Due	Oct 1, 2050

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	12985 S SUMMIT ST, OLATHE, KS 66062-8847
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200608/001553
Date	Aug 3, 2006
Book Page	200608/001553

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50306

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Aug 1, 2013
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.3%
Index	1-Year T-Bill
Max Rate	11.3%

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	12985 S SUMMIT ST, OLATHE, KS 66062-8847
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	PLATINUM TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200505/005680
Date	May 13, 2005
Book Page	200505/005680

Lender

Name	INDYMAC BANK FSB
Type	Bank
Address	PASADENA, CA 91101

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	1%
Type Change Date	Jul 1, 2006
Change Frequency	Annually
Index	12-Month MTA
Max Rate	9.95%

July 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	12985 S SUMMIT ST, OLATHE, KS 66062-8847
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201507/010646
Date	Jul 29, 2015
Book Page	201507/010646

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	TULSA, OK 74112

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2045

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON KS
Recording Date	Jun 17, 2019
Property Address	12985 S SUMMIT ST, OLATHE, KS 66062-8847
Document Number	201906/005092
Book / Page	201906 / 005092
Instrument Date	May 23, 2019
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	KANSAS CITY TITLE, KANSAS CITY TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12985 S SUMMIT ST, OLATHE, KS 66062-8847

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON KS
Recording Date	Oct 12, 2017
Property Address	12985 S SUMMIT ST, OLATHE, KS 66062-8847
Document Number	201710/004227
Book / Page	201710 / 004227
Instrument Date	Oct 10, 2017
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 12985 S Summit St was $5,236, up 9.9% from the year before.

Source: Johnson County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Kansas
County	Johnson County
Municipality	Olathe City
Unified School District	Olathe Unified School District 233 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,236.00 (+9.91%)	$47,046 (+10.96%) Land $9,916 Building $37,130	$409,100 (+10.96%) Land $86,230 Building $322,870
2024	$4,764.00 (+5.19%)	$42,400 (+7.24%) Land $8,266 Building $34,134	$368,700 (+7.24%) Land $71,880 Building $296,820
2023	$4,529.00 (+4.74%)	$39,537 (+7.71%) Land $7,511 Building $32,026	$343,800 (+7.71%) Land $65,310 Building $278,490
2022	$4,324.00	$36,708 Land $6,823 Building $29,885	$319,200 Land $59,330 Building $259,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12985 S Summit St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12985 S Summit St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.4% of Kansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OLATHE serves 143,014 people · EPA ID KS2009115
Water Source	Surface water
Last State Inspection	May 2024
Lead	11 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Everfast Fiber Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum.

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