Goochland County property record for 12985 River Rd, Richmond, VA 23238
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,988 sqft · built 1994 |
| Lot Size | 2.89 acres (125,888 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,507 (2026) |
| Deeds & Mortgages | Feb 2024 Line of Credit Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 63000600000B1 |
| Primary APN | 63000600000B1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,988 sqft Living Area |
| Attic | Attic |
| Attic Area | 960 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 125,888 sqft (2.89 acres) |
| Terrain | Rolling |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Patio Area | 480 sqft |
| Balcony Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 14029 |
|---|---|
| Street Address | 12985 RIVER RD |
| City | RICHMOND |
| State | VA |
| Zip | 23238-7209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-RES/LTD |
| Legal Description | E MANAKIN ON RT 650 2.890AC RESIDUAL DB 377 78 |
| Jurisdiction | GOOCHLAND VA |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 400101 |
Source: Goochland County records, as of September 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12985 RIVER RD, RICHMOND, VA 23238-7209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 14, 2024 | Deed of Trust, Mortgage · Line of Credit TOWNEBANK |
| Jun 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GOOCHLAND VA |
| Property Address | 12985 RIVER RD, RICHMOND, VA 23238-7209 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0240000430 |
|---|---|
| Date | Feb 14, 2024 |
| Instrument | 240000430 |
| Name | TOWNEBANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 420 Months |
| Due | Feb 9, 2059 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GOOCHLAND VA |
| Property Address | 12985 RIVER RD, RICHMOND, VA 23238-7209 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0200002682 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | 200002682 |
| Name | MASON MCDUFFIE MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
Source: Goochland County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Goochland County |
| Unified School District | Goochland County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,507.00 (+4.13%) | $1,227,900 (+4.14%) Land $307,100 Building $920,800 | $1,227,900 (+4.14%) Land $307,100 Building $920,800 |
| 2025 | $6,249.00 (+40.49%) | $1,179,100 (+16.52%) Land $294,400 Building $884,700 | $1,179,100 (+16.52%) Land $294,400 Building $884,700 |
| 2023 | $1,011,900 Land $250,100 Building $761,800 | $1,011,900 Land $250,100 Building $761,800 | |
| 2021 | $4,448.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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