12984 Choctaw Way, Poway, CA 92064 Property Records

San Diego County property record for 12984 Choctaw Way, Poway, CA 92064 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,605 sqft · built 2009
Lot Size0.322 acres (14,037 sqft)
Owner2 Individual Names on File
Last Sale$370,500 (Dec 2009)
Tax Bill$3,293 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN317-350-61-00

Property Details

APN / Parcel Number

Primary APN317-350-61-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,605 sqft Living Area

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Lot Area14,037 sqft (0.322 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address12984 CHOCTAW WAY
CityPOWAY
StateCA
Zip92064-6057
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 22 TR 015743
Legal SubdivisionMEADOWS TR 06-06
Legal Tract015743
Legal Block3
Legal Lot Number22
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3000
Census Tract17048

Owner

Source: San Diego County records · APN 317-350-61-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12984 CHOCTAW WAY, POWAY, CA 92064-6057
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 11, 2009 · Amount on Record
Deed SaleDec 11, 2009 · Amount on Record
Deed Document Number2009685919
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12984 CHOCTAW WAY, POWAY, CA 92064-6057
Transaction TypeMortgage
Record UpdatedAug 13, 2021
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address12984 CHOCTAW WAY, POWAY, CA 92064-6057

Mortgage

Document Number0000555747
DateAug 04, 2021
Instrument2021-0555747
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$467,965 (+2%) Land $223,820 Building $244,145
2025$3,293.00 (+2.17%)$458,790 (+4.04%) Land $219,432 Building $239,358
2023$3,223.00 (-34.8%)$440,976 Land $210,912 Building $230,064
2022$4,943.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730170483, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskModerate
above 55% of the US · above 32% of California
Wildfire LikelihoodAbout 1 in 735 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 180 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, California Internet, T-Mobile USA, Cox Communications, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Choctaw Way

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