Mille Lacs County property record for 12982 105th St, Milaca, MN 56353
| Property Type | Single Family Home |
|---|---|
| Details | 1,105 sqft |
| Lot Size | 10.4 acres (453,024 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $156,000 (Feb 2025) |
| Tax Bill | $1,636 (2026) |
| Deeds & Mortgages | Oct 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-014-0600 |
| Primary APN | 12-014-0600 |
|---|
| Building Area | 1,105 sqft Living Area |
|---|---|
| Gross Area | 1,140 sqft |
| Lot Area | 453,024 sqft (10.4 acres) |
|---|---|
| Shed | 1 Shed |
| Shed Area | 2 sqft |
| Street Address | 12982 105TH ST |
|---|---|
| City | MILACA |
| State | MN |
| Zip | 56353-4011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART OF S 1/2 OF SW OF NW, LYING W OF E 330 FT, & LYING E'LY & S'LY OF FOLLOW LINE COMM AT SW COR, N'LY 600.83 FT TO NW COR |
| Legal Range | 27 |
| Legal Township | 37 |
| Legal Section | 14 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | MILO |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 170400 |
12982 105th St is owned and occupied by two individuals who bought it in February 2025.
Source: Mille Lacs County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12982 105TH ST, MILACA, MN 56353-4011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 11, 2025 · Amount on File |
| Deed Sale | Feb 11, 2025 · Amount on File |
| Prior Sale | Oct 3, 2023 · Amount on File |
| Deed Document Number | 2025444741 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Oct 3, 2023 |
| Property Address | 12982 105TH ST, MILACA, MN 56353-4011 |
| Document Number | 000A438121 |
| Instrument Date | Oct 3, 2023 |
| Instrument | A438121 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2023 |
| Title Company | HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 11731 97TH ST, MILACA, MN 56353-4423 |
| Document Number | 000A438122 |
|---|---|
| Date | Oct 3, 2023 |
| Instrument | A438122 |
| Name | THE FIRST NATIONAL BANK OF MILACA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 72 Months |
| Due | Oct 1, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 12982 105th St was $1,636, down 18.1% from the year before.
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| County Subdivision | Milo Township |
| Unified School District | Milaca Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,636.00 (-18.12%) | $259,200 (+21.8%) Land $127,700 Building $131,500 | $259,200 (+21.8%) Land $127,700 Building $131,500 |
| 2025 | $1,998.00 | $212,800 Land $85,600 Building $127,200 | $212,800 Land $85,600 Building $127,200 |
| 2023 | $2,124.00 | $275,000 Land $88,000 Building $187,000 | $275,000 Land $88,000 Building $187,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12982 105th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12982 105th St is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 74% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: Frontier.
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