12980 James Dr, Saint John, IN 46373 Property Records

Lake County property record for 12980 James Dr, Saint John, IN 46373

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,970 sqft · built 2004
Lot Size0.492 acres (21,432 sqft)
Owner2 Individual Names on Record
Tax Bill$5,449 (2024)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN009-22-12-0237-0020

Property Details

APN / Parcel Number

Primary APN009-22-12-0237-0020
Alternative APNs
  • 45-11-30-430-001.000-035
  • 221202370020

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms12 Rooms
Stories2 Stories
Building Area3,970 sqft Living Area
Attic Area216 sqft
Basement Area1,841 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area21,432 sqft (0.492 acres)
Lot Dimensions180 ft deep x 119 ft wide
Garage TypeAttached
Garage Area858 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area452 sqft
Deck Area256 sqft
Shed1 Shed
Shed Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number009-22-12-0237-0020
Old Parcel Number221202370020
Street Address12980 JAMES DR
CitySAINT JOHN
StateIN
Zip46373-9077
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR33
Legal DescriptionSCHILLTON HILLS UNIT NO. 12 LOT 112
Legal SubdivisionSCHILLTON HILLS 12
Legal Lot Number112
JurisdictionLAKE IN
Township / Civil DivisionST. JOHN
Census Block Group2
Census Block2000
Census Tract42613

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address12980 JAMES DR, SAINT JOHN, IN 46373-9077
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 22, 2003
Deed SaleDec 22, 2003
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address12980 JAMES DR, SAINT JOHN, IN 46373-9077
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000096226
DateDec 28, 2020
Instrument2020-096226
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2036

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionSt. John Township
MunicipalitySt. John Town
Unified School DistrictLake Central School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$622,300 (+12.33%) Land $84,900 Building $537,400$622,300 (+12.33%) Land $84,900 Building $537,400
2024$5,449.00 (-4.72%)
2023$554,000 (+4.82%) Land $84,900 Building $469,100$554,000 (+4.82%) Land $84,900 Building $469,100
2022$5,719.00$528,500 Land $84,900 Building $443,600$528,500 Land $84,900 Building $443,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. JOHN MUNICIPAL WATER UTILITY
serves 25,700 people · EPA ID IN5245043
Water SourceGroundwater
Last State InspectionFeb 2024
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: AT&T, Verizon.

Nearby Properties on James Dr

Nearby Streets

Search Property Records by Address or Parcel Number