Berkeley County property record for 1298 Universal Cir, Saint Stephen, SC 29479
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,444 sqft · built 1989 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $657 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 060-00-01-070 |
| Primary APN | 060-00-01-070 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,444 sqft Finished Area |
| Gross Area | 2,340 sqft |
| 1st Floor Area | 1,444 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 624 sqft |
| Porch | Slab |
| Porch Area | 272 sqft |
| Street Address | 1298 UNIVERSAL CIR |
|---|---|
| City | SAINT STEPHEN |
| State | SC |
| Zip | 29479-3652 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BERKELEY C |
| Legal Subdivision | ALVIN (SOUTHERN AREA) |
| Jurisdiction | BERKELEY SC |
| Township / Civil Division | BONNEAU |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 20301 |
1298 Universal Cir is owned and occupied by an individual who acquired it in December 2003.
Source: Berkeley County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1298 UNIVERSAL CIR, SAINT STEPHEN, SC 29479-3652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 30, 2003 |
| Transfer Doc | 0000000100 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 1298 Universal Cir was $657 with a homeowner's exemption, up 5.6% from the year before.
Source: Berkeley County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $118,910 (+2,400.21%) Land $24,999 Building $93,911 | $142,700 (-) Land $30,000 Building $112,700 | |
| 2025 | $657.00 (+5.63%) | $4,756 (-) Land $1,000 Building $3,756 | $142,700 (-) Land $30,000 Building $112,700 |
| 2024 | $622.00 Homeowner's exemption | $4,756 Land $1,000 Building $3,756 | $142,700 Land $30,000 Building $112,700 |
| 2022 | $620.00 Homeowner's exemption | $4,136 Land $640 Building $3,496 | $103,400 Land $16,000 Building $87,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1298 Universal Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1298 Universal Cir is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 89% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Home Telecom Cable | 2,000 / 500 |
5G and 4G LTE (outdoors only)
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