Albany County and Berne Town property record for 1298 Switzkill Rd, Berne, NY 12023
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,157 sqft · built 1974 |
| Lot Size | 24.9 acres (1,087,693 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $339,000 (Jul 2025) |
| Tax Bill | $9,256 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 012000 102.-2-8 |
| Primary APN | 012000 102.-2-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,157 sqft Living Area |
| 1st Floor Area | 1,301 sqft |
| Upper Floors Area | 856 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Lot Area | 1,087,693 sqft (24.9 acres) |
| Garage Type | Detached |
| Garage Area | 782 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 431 sqft |
| Patio Area | 230 sqft |
| Canopy | 400 sqft |
| Poultry House | Poultry House |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 10200000020080000000 |
|---|---|
| Street Address | 1298 SWITZKILL RD |
| City | BERNE |
| State | NY |
| Zip | 12023-3116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RAF |
| Legal Description | 1.-46-1 |
| Legal Block | 2 |
| Legal Lot Number | 8.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | BERNE |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 14801 |
1298 Switzkill Rd, a rural home, is owned by two individuals who bought it in July 2025.
Source: Albany County and Berne Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 163 PRESIDENT ST, 5, BROOKLYN, NY 11231-2883 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2025 · Amount on File |
| Deed Sale | Jul 17, 2025 · Amount on File |
| Prior Sale | Jun 24, 1991 · Amount on File |
| Deed Document Number | 202512748 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Sep 28, 2026 |
| Property Address | 1298 SWITZKILL RD, BERNE, NY 12023-3116 |
| Document Number | 0000018643 |
| Instrument Date | Sep 23, 2026 |
| Instrument | 202618643 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2026 |
| Title Company | ROCKET TITLE GROUP LLC, ROCKET CLOSE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000018643, |
|---|---|
| Date | Sep 28, 2026 |
| Instrument | 202618643 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2026 property tax bill for 1298 Switzkill Rd was $9,256, up 60.5% from the year before.
Source: Albany County and Berne Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Berne Town |
| Unified School District | Berne-Knox-Westerlo Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,256.00 (+60.47%) | ||
| 2025 | $5,768.00 | $185,000 Land $32,300 Building $152,700 | $486,842 Land $85,000 Building $401,842 |
| 2023 | $185,000 (-) Land $32,300 Building $152,700 | $430,233 (+16.28%) Land $75,116 Building $355,117 | |
| 2022 | $185,000 Land $32,300 Building $152,700 | $370,000 Land $64,600 Building $305,400 | |
| 2021 | $4,709.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1298 Switzkill Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1298 Switzkill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MIDTEL Fiber | 500 / 100 |
| Starlink Satellite | 280 / 30 |
May also be available: Mid-Hudson Cablevision.
No cell data coverage reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures