1298 Peppermill Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 1298 Peppermill Rd, Lapeer, MI 48446

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,296 sqft · built 1948
Lot Size10 acres (435,600 sqft)
OwnerIndividual Name on Record
Last Sale$300,000 (Jun 2024)
Tax Bill$2,247 (2025)
Deeds & MortgagesAug 2022 Mortgage
Feb 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN012-630-001-00

Property Details

APN / Parcel Number

Primary APN012-630-001-00

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,296 sqft Living Area
1st Floor Area1,296 sqft
Basement Area1,080 sqft
Unfinished Basement1,080 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Lot Area435,600 sqft (10 acres)
Garage Area440 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address1298 PEPPERMILL RD
CityLAPEER
StateMI
Zip48446-3236
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAE
Legal DescriptionSEC 9 T7N R10E SUPERVISORS PLAT #1 RECORDED IN LIBER 1, PAGE 77 LOT 1.
Legal Range10E
Legal Township07N
Legal Section09
Legal SubdivisionSUPRVRS 1
Legal Lot Number1
JurisdictionLAPEER MI
Township / Civil DivisionLAPEER
Census Block Group1
Census Block1002
Census Tract338000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1298 PEPPERMILL RD, LAPEER, MI 48446-3236
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2022Deed of Trust, Mortgage · FHA Mortgage
LAKEVIEW LOAN SERVICING LLC
Feb 11, 2021Warranty Deed, Transfer · FHA Mortgage
LAKEVIEW LOAN SERVICING LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 14, 2024 · Amount on Record
Deed SaleJun 14, 2024 · Amount on Record
Prior SaleFeb 11, 2021 · Amount on Record
Deed Book / Page3406 / 561
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Property Address1298 PEPPERMILL RD, LAPEER, MI 48446-3236
Transaction TypeMortgage
Record UpdatedSep 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1298 PEPPERMILL RD, LAPEER, MI 48446-3236

Mortgage

Document Number0033100893
DateAug 15, 2022
Book Page3310/893
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAPEER MI
Recording DateFeb 11, 2021
Property Address1298 PEPPERMILL RD, LAPEER, MI 48446-3236
Document Number0031740218
Book / Page3174 / 218
Map ReferenceLB 1 PG 77
Instrument DateOct 10, 2014
Transaction TypeTransfer
Record UpdatedJul 5, 2021
Title CompanyPARTNERS TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,312.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1298 PEPPERMILL RD, 1298, LAPEER, MI 48446-3236

Transferred To (Grantee/Buyer)

NameVerified Name
Address1298 PEPPERMILL RD, LAPEER, MI 48446-3236

Mortgage

Document Number3174220
DateFeb 11, 2021
Instrument3174/220
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
County SubdivisionLapeer Township
Unified School DistrictLapeer Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$117,700 (+15.05%)$235,400 (+15.05%)
2025$2,247.00 (+54.86%) Homeowner's exemption$102,300 (+13.16%)$204,600 (+13.16%)
2023$90,400$180,800
2022$1,451.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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