1298 N Beach Access Rd, Corolla, NC 27927 Property Records

Currituck County property record for 1298 N Beach Access Rd, Corolla, NC 27927

Property Summary

Property Type	Single Family Home
Details	6 bd · 6.5 ba · 2,937 sqft · built 1998
Lot Size	0.49 acres (21,548 sqft)
Owner	2 Individual Names on Record
Last Sale	$644,000 (Apr 2019)
Tax Bill	$5,173 (2025)
Deeds & Mortgages	May 2018 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9937-26-8909`

Property Details

APN / Parcel Number

Primary APN	`9937-26-8909`
Alternative APNs	`114E00002100000` `000150720` `9937-26`

Interior

Bedrooms	6 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,937 sqft Living Area
Basement Area	872 sqft
Finished Basement	785 sqft
Unfinished Basement	87 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Contemporary
Exterior Material	Other
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	21,548 sqft (0.49 acres)
Lot Depth	21.1 ft Depth

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	435 sqft
Porch	Porch
Porch Area	1,197 sqft
Deck Area	1,674 sqft
Patio Area	1,674 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000150720
Street Address	1298 N BEACH ACCESS RD
City	COROLLA
State	NC
Zip	27927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFO
Legal Description	LOT 210 VILL @ OCEAN HILL
Legal Subdivision	VILLAGES AT OCEAN HILL
Legal Lot Number	210
Jurisdiction	CURRITUCK NC
Township / Civil Division	POPLAR BRANCH
Census Block Group	1
Census Block	1080
Census Tract	110101

Owner

Source: Currituck County records, as of December 2, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2916 PARK AVE, RICHMOND, VA 23221-1708
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2018	Deed of Trust, Mortgage · ARM EAGLE BANK
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage EAGLE BANK
Apr 2, 2019	Warranty Deed, Transfer · Conventional Mortgage EAGLE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2019 · Amount on Record
Deed Sale	Apr 2, 2019 · Amount on Record
Prior Sale	Feb 3, 2003 · Amount on Record
Deed Document Number	2019341991
Deed Book / Page	1477 / 673
Prior Transfer Date	Mar 26, 2019
Prior Transfer Doc	0014770673
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	1298 N BEACH ACCESS RD, COROLLA, NC 27927
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014430031
Date	May 8, 2018
Book Page	1443/031
Instrument	335762

Lender

Name	EAGLE BANK
Type	Bank
Address	ROCKVILLE, MD 20852

Agreement

Type	ARM
Amount	Amount Recorded
Term	358 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Mar 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	9.25%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	1298 N BEACH ACCESS RD, COROLLA, NC 27927
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015690014
Date	Oct 19, 2020
Book Page	1569/14
Instrument	356282

Lender

Name	EAGLE BANK
Type	Bank
Address	ROCKVILLE, MD 20852

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Apr 2, 2019
Property Address	1298 N BEACH ACCESS RD, COROLLA, NC 27927
Document Number	0014770673
Book / Page	1477 / 673
Map Reference	CAB F SL 1-3
Instrument Date	Mar 26, 2019
Instrument	341991
Transaction Type	Transfer
Record Updated	Feb 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,728.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12313 CHADSWORTH CT, 12313, GLEN ALLEN, VA 23059-6932

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2916 PARK AVE, RICHMOND, VA 23221-1708

Mortgage

Document Number	341992
Date	Apr 2, 2019
Instrument	341992

Lender

Name	EAGLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,173.00 (+0.31%)	$652,500 (-) Land $300,000 Building $352,500
2024	$5,157.00 (+11.99%)	$652,500 (-) Land $300,000 Building $352,500
2023	$4,605.00 (+19.52%)	$652,500 (-) Land $300,000 Building $352,500	$652,500 (-) Land $300,000 Building $352,500
2022	$3,853.00	$652,500 Land $300,000 Building $352,500	$652,500 (-) Land $300,000 Building $352,500
2021			$652,500 Land $300,000 Building $352,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 1,596 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,634 units insured incl. 38 condo units
Nearby Flood Claims	390 (1989–2026)
Claims Outside the SFHA	313 of 390
Most Recent Claim	Jan 2026 · rainfall accumulation
Claims by Event	Hurricane Dorian, Sep 2019 · 18 claims Hurricane Matthew, Oct 2016 · 64 claims Hurricane Irene, Aug 2011 · 20 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	L01 “Currituck Banks”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 1998) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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