1298 Main Rd, Phippsburg, ME 04562 Property Records

Sagadahoc County and Phippsburg Town property record for 1298 Main Rd, Phippsburg, ME 04562

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 840 sqft · built 1973
Lot Size	4.1 acres (178,596 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Feb 2022)
Tax Bill	$3,168 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Dec 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`PHIP M:043 L:042`

Property Details

APN / Parcel Number

Primary APN	`PHIP M:043 L:042`
Alternative APNs	`000337674` `620`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	840 sqft Living Area
Gross Area	1,615 sqft
1st Floor Area	840 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	178,596 sqft (4.1 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	620
Street Address	1298 MAIN RD
City	PHIPPSBURG
State	ME
Zip	04562-4910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	42
Jurisdiction	PHIPPSBURG ME
Township / Civil Division	PHIPPSBURG
Census Block Group	2
Census Block	2013
Census Tract	970700

Owner

1298 Main Rd is owned and occupied by an individual who bought it in February 2022.

Source: Sagadahoc County and Phippsburg Town records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	1298 MAIN RD, PHIPPSBURG, ME 04562-4910
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage TRUST COMPANY
Dec 27, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) KATHADIN TRUST CO
Dec 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Nov 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Feb 10, 2022	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2022 · Amount on File
Deed Sale	Feb 10, 2022 · Amount on File
Prior Sale	Mar 3, 2015 · Amount on File
Deed Document Number	20221042
Prior Transfer Date	Jan 25, 2022
Prior Transfer Doc	0000001042
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHIPPSBURG ME
Recording Date	Aug 21, 2026
Property Address	1298 MAIN RD, PHIPPSBURG, ME 04562-4910
Document Number	0000004467
Instrument Date	Aug 17, 2026
Instrument	20264467
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1298 MAIN RD, PHIPPSBURG, ME 04562-4910

Mortgage

Document Number	0000004467,
Date	Aug 21, 2026
Instrument	20264467

Lender

Name	TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2046

Interest

Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHIPPSBURG ME
Property Address	1298 MAIN RD, PHIPPSBURG, ME 04562-4910
Transaction Type	Mortgage
Record Updated	Jan 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006502
Date	Dec 27, 2023
Instrument	2023R-06502

Lender

Name	KATHADIN TRUST CO
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2044

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHIPPSBURG ME
Property Address	1298 MAIN RD, PHIPPSBURG, ME 04562-4910
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010946
Date	Dec 27, 2021
Instrument	2021R-10946

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHIPPSBURG ME
Property Address	1298 MAIN RD, PHIPPSBURG, ME 04562-4910
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008950
Date	Nov 17, 2020
Instrument	2020R-08950

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PHIPPSBURG ME
Recording Date	Feb 10, 2022
Property Address	1298 MAIN RD, PHIPPSBURG, ME 04562-4910
Document Number	0000001042
Instrument Date	Jan 25, 2022
Instrument	2022R-01042
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1298 MAIN RD, PHIPPSBURG, ME 04562-4910

Tax Assessment & Valuation

The 2025 property tax bill for 1298 Main Rd was $3,168, up 4.8% from the year before.

Source: Sagadahoc County and Phippsburg Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Phippsburg Town
Unified School District	Regional School Unit 01 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,168.00 (+4.83%)	$256,500 (-) Land $96,200 Building $160,300
2024	$3,022.00 (+3%)	$256,500 (-) Land $96,200 Building $160,300
2023	$2,934.00 (+13.02%)	$256,500 (-) Land $96,200 Building $160,300
2022	$2,596.00	$256,500 Land $96,200 Building $160,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1298 Main Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	13 (1983–2024)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Mar 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1298 Main Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main Rd

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