1298 Keystone Ct, Riva, MD 21140 Property Records

Anne Arundel County property record for 1298 Keystone Ct, Riva, MD 21140

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,496 sqft · built 1995
Lot Size	0.72 acres (31,363 sqft)
Owner	Individual Name on Record
Last Sale	$729,000 (Mar 2020)
Tax Bill	$8,866 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-026-90079242`

Property Details

APN / Parcel Number

Primary APN	`01-026-90079242`
Alternative APNs	`102690079242` `02690079242`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,496 sqft Living Area
Gross Area	4,072 sqft
1st Floor Area	1,384 sqft
Basement Area	692 sqft
Finished Basement	692 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	31,363 sqft (0.72 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	203 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02690079242
Street Address	1298 KEYSTONE CT
City	RIVA
State	MD
Zip	21140-1311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 105 PH 3 WATERFORD
Legal Subdivision	WATERFORD
Legal Phase	3
Legal Block	1
Legal Lot Number	105
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1007
Census Tract	701101

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1298 KEYSTONE CT, RIVA, MD 21140-1311
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2020	Special Warranty Deed, Transfer · Conventional Mortgage FULTON BANK NA
Aug 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage TOWER FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2020 · Amount on Record
Deed Sale	Mar 17, 2020 · Amount on Record
Prior Sale	Nov 28, 2001 · Amount on Record
Deed Book / Page	34328 / 418
Record Updated	Oct 29, 2026

March 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 17, 2020
Property Address	1298 KEYSTONE CT, RIVA, MD 21140-1311
Document Number	0343280418
Book / Page	34328 / 418
Map Reference	MB 144 PG 5-16
Instrument Date	Mar 9, 2020
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,935.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1298 KEYSTONE CT, RIVA, MD 21140-1311

Mortgage

Document Number	0003432426
Date	Mar 17, 2020
Instrument	3432/426

Lender

Name	FULTON BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1298 KEYSTONE CT, RIVA, MD 21140-1311
Document Number	0313300250
Book / Page	031330 / 000250
Instrument Date	Aug 30, 2017
Transaction Type	Mortgage
Record Updated	Nov 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1298 KEYSTONE CT RIVA MD 211401311, RIVA, MD 21140-1311

Mortgage

Document Number	0313300250
Date	Sep 7, 2017
Book Page	031330/000250

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 6, 2047

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$836,700 (+33.96%) Land $283,800 Building $552,900	$836,700 (+33.96%) Land $283,800 Building $552,900
2025	$8,866.00 (+3%)
2023	$6,820.00	$624,600 Land $233,800 Building $390,800	$624,600 Land $233,800 Building $390,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1999–2012)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Dec 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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