1298 Freshwater Rd, Eureka, CA 95503 Property Records

Humboldt County property record for 1298 Freshwater Rd, Eureka, CA 95503

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,596 sqft · built 1982
Lot Size2.34 acres (102,366 sqft)
OwnerIndividual Name on Record
Last Sale$199,000 (Oct 1999)
Tax Bill$3,059 (2025)
Deeds & MortgagesMar 2022 Mortgage
Feb 2021 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN403-101-066-000

Property Details

APN / Parcel Number

Primary APN403-101-066-000
Alternative APN
  • 40310166

Interior

Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area2,596 sqft Living Area

Exterior

Year BuiltBuilt 1982
Construction TypeWood
Lot Area102,366 sqft (2.34 acres)

Location & Zoning

Old Parcel Number40310166
Street Address1298 FRESHWATER RD
CityEUREKA
StateCA
Zip95503-9599
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-B-5
Legal DescriptionS33 T5N R1E/ 5N R 1E SEC 33 & 33 C 6C B N 620007B C
Legal Range01E
Legal Township05N
Legal Section33
Legal SubdivisionRUSS CLAIM ADD
JurisdictionHUMBOLDT CA
Township / Civil DivisionEUREKA
Census Block Group2
Census Block2011
Census Tract10600

Owner

Source: Humboldt County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1298 FRESHWATER RD, EUREKA, CA 95503-9599
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2022Deed of Trust, Mortgage · Commercial Mortgage
COAST CENTRAL CU
Feb 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
NEWREZ LLC
Nov 27, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 22, 1999 · Amount on Record
Deed SaleOct 22, 1999 · Amount on Record
Prior SaleOct 22, 1999 · Amount on Record
Deed Document Number0000028935
Deed Book / Page403
Last Transfer DateNov 27, 2017
Transfer Doc0000021158
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUMBOLDT CA
Property Address1298 FRESHWATER RD, EUREKA, CA 95503-9599
Transaction TypeMortgage
Record UpdatedMar 23, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1298 FRESHWATER RD, EUREKA, CA 95503-9599

Mortgage

Document Number0000004166
DateMar 4, 2022
Instrument2022-004166
Lender
NameCOAST CENTRAL CU
TypeCredit Union
AddressEUREKA, CA 95501
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUMBOLDT CA
Property Address1298 FRESHWATER RD, EUREKA, CA 95503-9599
Transaction TypeMortgage
Record UpdatedFeb 23, 2021
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1298 FRESHWATER RD, EUREKA, CA 95503-9599

Mortgage

Document Number0000000024
DateFeb 3, 2021
Instrument2021-002497
Lender
NameNEWREZ LLC
TypeNon-Lending Institution
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

November 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHUMBOLDT CA
Recording DateNov 27, 2017
Property Address1298 FRESHWATER RD, EUREKA, CA 95503-9599
Document Number0000021158
Map ReferenceMB 54 PG 7
Instrument DateNov 8, 2017
Instrument2017-021158
Transaction TypeTransfer
Record UpdatedAug 12, 2021
Title CompanyHUMBOLDT LAND TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1298 FRESHWATER RD, EUREKA, CA 95503-9599

Mortgage

Document Number0000021159
DateNov 27, 2017
Instrument2017-021159
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2047

Tax Assessment & Valuation

Source: Humboldt County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyHumboldt County
Elementary School DistrictFreshwater Elementary School District (KG - 06)
Secondary School DistrictEureka City Unified School District (7-12) (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,059.00 (+13.59%) Homeowner's exemption$273,496 (+10.21%) Land $92,205 Building $181,291
2023$2,693.00 (-3.27%) Homeowner's exemption$248,163 Land $88,626 Building $159,537
2022$2,784.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies9 in force
Nearby Flood Claims8 (1995–2025)
Claims Outside the SFHA2 of 8
Most Recent ClaimDec 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHUMBOLDT C.S.D.
serves 19,775 people · EPA ID CA1210009
Water SourceGroundwater
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
101Netlink
Fixed Wireless
100 / 20

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