1298 FM 49, Gilmer, TX 75644 Property Records

Upshur County property record for 1298 FM 49, Gilmer, TX 75644

Property Summary

Property Type	Residential
Details	3 ba · 3,860 sqft · built 1977
Lot Size	0.789 acres (34,369 sqft)
Owner	2 Individual Names on Record
Last Sale	$85,120 (Apr 2025)
Tax Bill	$2,797 (2026)
Deeds & Mortgages	Aug 2015 Mortgage Apr 2025 Line of Credit
Flood Zone	Zone A (high risk)
APN	`200U-S02-000-071`

Property Details

APN / Parcel Number

Primary APN	`200U-S02-000-071`
Alternative APN	`3926`

Interior

Full Baths	3 Baths
Building Area	3,860 sqft Total Area
1st Floor Area	2,436 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	34,369 sqft (0.789 acres)
Garage Type	Carport
Garage Area	483 sqft
Carport	Carport
Carport Area	483 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	200U-S02-000-071
Street Address	1298 FM 49
City	GILMER
State	TX
Zip	75644-7501
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	ABS A200 HEREFORD, WILLIAM H,TRACT 71, .789 ACRES & HOUSE
Legal Subdivision	WILLIAM H SURVEY A-200
Legal Tract	71
Jurisdiction	UPSHUR TX
Township / Civil Division	GILMER
Census Block Group	2
Census Block	2005
Census Tract	950302

Owner

Source: Upshur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1298 FM 49, GILMER, TX 75644-7501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2015	Deed of Trust, Mortgage · ARM GILMER NATIONAL BANK
Apr 24, 2025	Vendor's Lien, Transfer · Line of Credit AUSTIN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2025 · Amount on Record
Deed Sale	Apr 24, 2025 · Amount on Record
Prior Sale	Sep 9, 2005 · Amount on Record
Deed Document Number	20252491
Record Updated	Oct 29, 2026

August 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	1298 FM 49, GILMER, TX 75644-7501
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001210/193
Date	Aug 24, 2015
Book Page	1210/193
Instrument	201505294

Lender

Name	GILMER NATIONAL BANK
Type	Bank
Address	GILMER, TX 75644

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2045

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Nov 1, 2020
Change Frequency	3 Years
Index	3-Year CMT
Max Rate	11%

April 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	Apr 24, 2025
Property Address	1298 FM 49, GILMER, TX 75644-7501
Document Number	0202502491
Instrument Date	Apr 24, 2025
Instrument	202502491
Transaction Type	Transfer
Record Updated	May 19, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1298 FM 49, GILMER, TX 75644-7501

Mortgage

Document Number	0202502492
Date	Apr 24, 2025
Instrument	202502492

Lender

Name	AUSTIN BANK
Type	Bank
Address	WHITEHOUSE, TX 75791
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Unified School District	Gilmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,797.00 (-3.65%)	$184,750 (-3.67%) Land $27,450 Building $157,300	$184,750 (-3.67%) Land $27,450 Building $157,300
2025	$2,903.00 (+9.42%)	$191,780 (+7.52%) Land $28,330 Building $163,450	$191,780 (+7.52%) Land $28,330 Building $163,450
2023		$178,370 Land $19,270 Building $159,100	$178,370 Land $19,270 Building $159,100
2022	$2,653.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Etex Telephone Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Frontier, Verizon.

Nearby Properties on FM 49

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures