Ramsey County property record for 1298 Charles Ave, Saint Paul, MN 55104
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,175 sqft · built 1912 |
| Lot Size | 0.114 acres (4,960 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $103,000 (Apr 2011) |
| Tax Bill | $4,772 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-29-23-13-0141 |
| Primary APN | 34-29-23-13-0141 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,175 sqft Living Area |
| 1st Floor Area | 1,002 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Bungalow |
| Exterior Material | Stucco |
| Lot Area | 4,960 sqft (0.114 acres) |
| Lot Dimensions | 124 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 341775 |
|---|---|
| Street Address | 1298 CHARLES AVE |
| City | SAINT PAUL |
| State | MN |
| Zip | 55104-2518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SYNDICATE NO. 5 ADDITION LOT 5 BLK 26 |
| Legal Range | 23 |
| Legal Township | 29 |
| Legal Section | 34 |
| Legal Subdivision | SYNDICATE NO. 5 ADDITION |
| Legal Block | 26 |
| Legal Lot Number | 5 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 32300 |
1298 Charles Ave is owned and occupied by two individuals who bought it in April 2011.
Source: Ramsey County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1298 CHARLES AVE, SAINT PAUL, MN 55104-2518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2011 · Amount on File |
| Deed Sale | Apr 27, 2011 · Amount on File |
| Prior Sale | Jul 28, 2008 · Amount on File |
| Deed Document Number | 2011390012 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1298 CHARLES AVE, SAINT PAUL, MN 55104-2518 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0A04894110 |
|---|---|
| Date | Jul 7, 2021 |
| Instrument | A04894110 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | May 21, 2036 |
The 2025 property tax bill for 1298 Charles Ave was $4,772 with a homeowner's exemption.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $333,200 Land $35,000 Building $298,200 | $333,200 Land $35,000 Building $298,200 | |
| 2025 | $4,772.00 | ||
| 2023 | $4,326.00 Homeowner's exemption | $285,100 Land $35,000 Building $250,100 | $285,100 Land $35,000 Building $250,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1298 Charles Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1298 Charles Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 839 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GigFire, Verizon.
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