12979 Main St, Osseo, WI 54758 Property Records

Trempealeau County property record for 12979 Main St, Osseo, WI 54758

Property Summary

Property Type	Single Family Home
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Oct 2021)
Tax Bill	$4,138 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Dec 2012 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`173-00143-0000`

Property Details

APN / Parcel Number

Primary APN	`173-00143-0000`

Exterior

Lot Area	24,394 sqft (0.56 acres)

Location & Zoning

Street Address	12979 MAIN ST
City	OSSEO
State	WI
Zip	54758
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW SW 0.007APT SW SW 0.553AVOL 10 CSM 256LOT 1
Legal Range	07W
Legal Township	23N
Legal Section	35
Legal Lot Number	1
Jurisdiction	TREMPEALEAU WI
Township / Civil Division	PIGEON FALLS
Census Block Group	1
Census Block	1027
Census Tract	100400

Owner

12979 Main St is owned and occupied by two individuals who bought it in October 2021.

Source: Trempealeau County records, as of June 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12979 MAIN ST, PIGEON FALLS, WI 54760
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Deed of Trust, Mortgage · Conventional Mortgage NICOLET NATIONAL BANK
Dec 17, 2012	Deed of Trust, Mortgage INDEPENDENT STATE BANK
Oct 25, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage CHARTER BANK
Feb 1, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS STATE BANK
Nov 2, 2012	Warranty Deed, Transfer
Nov 2, 2012	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2021 · Amount on File
Deed Sale	Oct 25, 2021 · Amount on File
Prior Sale	Feb 1, 2019 · Amount on File
Deed Document Number	2021470217
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TREMPEALEAU WI
Property Address	12979 MAIN ST, OSSEO, WI 54758
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000478559
Date	Jun 5, 2023
Instrument	478559

Lender

Name	NICOLET NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage

December 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TREMPEALEAU WI
Property Address	12979 MAIN ST, OSSEO, WI 54758
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000951/224
Date	Dec 17, 2012
Book Page	0951/224
Instrument	421159

Lender

Name	INDEPENDENT STATE BANK
Address	INDEPENDENCE, WI 54747

Agreement

Amount	Amount on Record

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TREMPEALEAU WI
Recording Date	Oct 25, 2021
Property Address	12979 MAIN ST, OSSEO, WI 54758
Document Number	0000470217
Instrument Date	Oct 18, 2021
Instrument	470217
Transaction Type	Transfer
Record Updated	Jun 8, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000470218
Date	Oct 25, 2021
Instrument	470218

Lender

Name	CHARTER BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TREMPEALEAU WI
Recording Date	Feb 1, 2019
Property Address	12979 MAIN ST, OSSEO, WI 54758
Document Number	001107/772
Book / Page	1107 / 772
Instrument Date	Jan 30, 2019
Instrument	453847
Transaction Type	Transfer
Record Updated	Jun 8, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001107/773
Date	Feb 1, 2019
Book Page	1107/773
Instrument	453848

Lender

Name	CITIZENS STATE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TREMPEALEAU WI
Recording Date	Nov 2, 2012
Property Address	12979 MAIN ST, OSSEO, WI 54758
Document Number	000946/452
Book / Page	0946 / 452
Instrument Date	Oct 26, 2012
Instrument	420214
Transaction Type	Transfer
Record Updated	Jun 8, 2026

Transaction

Amount	Amount on Record
Tax	$831.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18548 78TH AVE, CHIPPEWA FALLS, WI 54729-6453

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13979 MAIN ST, PIGEON FALLS, WI 54760

November 2012: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TREMPEALEAU WI
Recording Date	Nov 2, 2012
Property Address	12979 MAIN ST, OSSEO, WI 54758
Document Number	000946/450
Book / Page	0946 / 450
Instrument Date	Oct 24, 2012
Instrument	420213
Transaction Type	Transfer
Record Updated	Jun 8, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 489, PIGEON FALLS, WI 54760-0489

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 400, PIGEON FALLS, WI 54760-0400

Tax Assessment & Valuation

The 2025 property tax bill for 12979 Main St was $4,138.

Source: Trempealeau County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Trempealeau County
Municipality	Pigeon Falls Village
Unified School District	Whitehall School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,138.00	$162,700 Land $16,700 Building $146,000	$281,074 (+1.51%) Land $28,850 Building $252,224
2024			$276,900 (+25.35%)
2023	$3,465.00	$149,500 Land $16,700 Building $132,800	$220,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12979 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 12, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12979 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PIGEON FALLS WATERWORKS serves 409 people · EPA ID WI6620329
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tri-County Communications Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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