Benton County property record for 12978 Webb Rd, Pea Ridge, AR 72751
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,509 sqft · built 2025 |
| Lot Size | 6.25 acres (272,250 sqft) |
| Owner | Company Name on File |
| Tax Bill | $6,274 (2026) |
| Deeds & Mortgages | Jan 2026 Mortgage Jan 2026 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-05404-015 |
| Primary APN | 18-05404-015 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,509 sqft Living Area |
| Gross Area | 3,373 sqft |
| 1st Floor Area | 2,509 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 272,250 sqft |
| Garage Type | Attached |
| Garage Area | 864 sqft |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 12964 WEBB RD |
|---|---|
| City | PEA RIDGE |
| State | AR |
| Zip | 72751-3730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART OF THE SOUTHWEST QUARTER (SW 1/4) OF THE SOUTHWEST QUARTER (SW 1/4) OF SECTION 20, TOWNSHIP 21 NORTH, RANGE 29 WEST, BENTON COUNTY, ARKANSAS, MORE PARTICULARLY DESCRIBED AS FOLLOWS: COMMENCING AT THE SOUTHWEST (SW) CORNER OF THE SOUTHWEST QUARTE |
| Legal Subdivision | RURAL |
| Jurisdiction | BENTON AR |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 20103 |
12978 Webb Rd is owned by a company and is owner-occupied.
Source: Benton County records, as of September 1, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 12974 WEBB RD, PEA RIDGE, AR 72751-3730 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LEGACY NATIONAL BANK |
| Jan 28, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage LEGACY NATIONAL BANK A NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 12978 WEBB RD, PEA RIDGE, AR 72751 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2026 |
| Name | Verified Name |
|---|
| Document Number | L202604619 |
|---|---|
| Date | Jan 28, 2026 |
| Instrument | L202604619 |
| Name | LEGACY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | 4055 W SUNSET AVE, SPRINGDALE, AR 72762 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 63 Months |
| Due | Apr 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 12978 WEBB RD, PEA RIDGE, AR 72751 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2026 |
| Name | Verified Name |
|---|
| Document Number | L202604720 |
|---|---|
| Date | Jan 28, 2026 |
| Instrument | L202604720 |
| Name | LEGACY NATIONAL BANK A NATIONAL BANK |
|---|---|
| Address | 4055 W SUNSET AVE, SPRINGDALE, AR 72762 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 63 Months |
| Due | Apr 1, 2031 |
The 2026 property tax bill for 12978 Webb Rd was $6,274 with a homeowner's exemption, up 222.1% from the year before.
Source: Benton County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Benton County |
| Unified School District | Pea Ridge School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,274.00 (+222.07%) Homeowner's exemption | $120,205 (+220.21%) Land $37,500 Building $82,705 | $601,025 Land $187,500 Building $413,525 |
| 2025 | $1,948.00 | $37,540 Land $37,500 Building $40 | |
| 2024 | $187,700 Land $187,500 Building $200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12978 Webb Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12978 Webb Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 81% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PEA RIDGE WATERWORKS serves 12,795 people · EPA ID AR0000053 |
|---|---|
| Water Source | Purchased surface water from BENTON-WASHINGTON REGIONAL PWA |
| Last State Inspection | Apr 2026 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber | 2,000 / 35 |
| Starlink Satellite | 280 / 30 |
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