Cook County property record for 12978 Rolling Meadow Dr, Lemont, IL 60439
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,478 sqft · built 1998 |
| Lot Size | 0.26 acres (11,305 sqft) |
| Owner | Individual Name on File |
| Last Sale | $433,000 (Sep 2017) |
| Tax Bill | $9,702 (2023) |
| Deeds & Mortgages | Apr 2024 Line of Credit Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-31-104-010 |
| Primary APN | 22-31-104-010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,478 sqft Living Area |
| 1st Floor Area | 2,478 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 11,305 sqft (0.26 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 12978 ROLLING MEADOW DR |
|---|---|
| City | LEMONT |
| State | IL |
| Zip | 60439-4572 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 11E |
| Legal Township | 37N |
| Legal Section | 31 |
| Legal Subdivision | ROLLING MDWS/LEMONT |
| Legal Lot Number | 10 |
| Jurisdiction | COOK IL |
| Township / Civil Division | LEMONT |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 824005 |
12978 Rolling Meadow Dr is owned by an individual who bought it in September 2017.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12978 ROLLING MEADOW DR, D, LEMONT, IL 60439-4572 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 3, 2024 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jun 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Sep 5, 2017 | Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2017 · Amount on File |
| Deed Sale | Sep 5, 2017 · Amount on File |
| Prior Sale | Jun 27, 2001 · Amount on File |
| Deed Document Number | 201717004 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 12978 ROLLING MEADOW DR, LEMONT, IL 60439-4572 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2024 |
| Name | Verified Name |
|---|---|
| Address | 12978 ROLLING MEADOW DR, LEMONT, IL 60439-4572 |
| Document Number | 0009430167 |
|---|---|
| Date | Apr 3, 2024 |
| Instrument | 2409430167 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 19, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 12978 ROLLING MEADOW DR, LEMONT, IL 60439-4572 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Title Company | ACQUEST TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0016504087 |
|---|---|
| Date | Jun 14, 2021 |
| Instrument | 2116504087 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Sep 5, 2017 |
| Property Address | 12978 ROLLING MEADOW DR, LEMONT, IL 60439-4572 |
| Document Number | 1724817004 |
| Instrument Date | Jul 3, 2017 |
| Instrument | 24817004 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2018 |
| Title Company | GREATER ILLINOIS TITLE COMPANY, GIT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $433.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5744 S OAK CHICAGO IL 60638, CHICAGO, IL 60638 |
| Document Number | 1724817005 |
|---|---|
| Date | Sep 5, 2017 |
| Instrument | 24817005 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 4, 2047 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Lemont Township |
| Municipality | Lemont Village |
| Elementary School District | Lemont-Bromberek Combined School District 113A (PK - 08) |
| Secondary School District | Lemont Township High School District 210 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $50,000 Land $7,348 Building $42,652 | $500,000 Land $73,480 Building $426,520 | |
| 2023 | $9,702.00 (+11.83%) | ||
| 2022 | $8,676.00 Homeowner's exemption | $39,156 Land $6,500 Building $32,656 | $391,560 Land $65,000 Building $326,560 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12978 Rolling Meadow Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12978 Rolling Meadow Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEMONT serves 18,513 people · EPA ID IL0311620 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 25 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2026 Lead public education Aug 2025 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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