12978 E Elgin Dr, Denver, CO 80239 Property Records

Denver City property record for 12978 E Elgin Dr, Denver, CO 80239 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2010
Square Footage1,700 sqft Living Area
Lot Size8,500 sqft (0.195 acres)
OccupancyOwner Occupied
Last Sale$430,000 (2026)
Tax Bill$2,193.00 (2025)

Property Details

APN / Parcel Number

Primary APN01135-04-001-000
Alternative APNs
  • 670313504001
  • 160499391

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Building Area1,700 sqft Living Area
1st Floor1,700 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 2010
Exterior MaterialBrick Exterior
Lot Area8,500 sqft (0.195 acres)
Garage TypeAttached Garage
Garage Area476 sqft Garage
Patio Area128 sqft Patio
Porch Area108 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address12978 E ELGIN DR
CityDENVER
StateCO
Zip80239-4457
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMONTBELLO NO 5 B13 L1
Legal SubdivisionMONTBELLO NO 5
Legal Block3
Legal Lot Number1
JurisdictionDENVER CO
Minor Civil DivisionDENVER
Census Blockgroup3
Census Block3013
Census Tract8306

Owner

Source: Denver City records · APN 01135-04-001-000

Assessment roll updated May 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12978 E ELGIN DR, DENVER, CO 80239-4457
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2026Personal Representative Deed, Transfer · Federal Housing Administration (FHA) Mortgage
GUARANTEED RATE, INC
Jul 26, 2017Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
AMERICAN ADVISORS
Jul 26, 2017Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesVerified Name on Deed
Known Transactions
  • Last Sale Amount on Jun 15, 2026
  • Deed Sale Price on Jun 15, 2026
  • Prior Sale Amount on Jan 03, 2011
Deed Doc Number202677519
Prior Transfer DateSep 09, 2004
Prior Transfer Doc0000195304
Record RefreshedSep 20, 2026

June 2026: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionDENVER CO
Recording DateJun 15, 2026
Property Address12978 E ELGIN DR, DENVER, CO 80239-4457
Document Number0000077519
Instrument DateJun 11, 2026
Instrument202677519
Transaction TypeTransfer
Record UpdatedJun 23, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,343.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12978 E ELGIN DR, DENVER, CO 80239-4457
InvestorPossibly a Property Investor

Mortgage

Document Number0000077520,
DateJun 15, 2026
Instrument202677520
Lender
NameGUARANTEED RATE, INC
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate6.3%
Max Rate-1%

Mortgage

Document Number0000077521,
DateJun 15, 2026
Instrument202677521
Lender
NameCOLORADO HSNG AND FINANCIAL AUTH
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term30 Months
DueJul 01, 2056
Interest
Rate6.3%
Max Rate-1%

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDENVER CO
Property Address12978 E ELGIN DR, DENVER, CO 80239-4457
Document Number0000101645
Instrument DateJul 26, 2017
Transaction TypeMortgage
Record UpdatedAug 15, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address12978 E ELGIN DR DENVER CO 802394457, DENVER, CO 80239-4457

Mortgage

Document Number0000101645
DateAug 03, 2017
Instrument101645
Lender
NameAMERICAN ADVISORS
AddressORANGE, CA 92868
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term948 Months
DueAug 02, 2096
Interest
Rate TypeAdjustable Rate
Rate4.66%

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDENVER CO
Property Address12978 E ELGIN DR, DENVER, CO 80239-4457
Document Number0000101646
Instrument DateJul 26, 2017
Transaction TypeMortgage
Record UpdatedJan 10, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address12978 E ELGIN DR DENVER CO 802394457, DENVER, CO 80239-4457

Mortgage

Document Number0000101646
DateAug 03, 2017
Instrument101646
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term948 Months
DueAug 02, 2096
Interest
Rate TypeAdjustable Rate
Rate4.66%

Tax Assessment & Valuation

Source: Denver City records · Assessment roll updated May 29, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateColorado
County / MunicipalityDenver City
Unified School DistrictDenver County School District 1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,193.00 (+10.53%)$28,670 (+14.41%) Land $5,530 Building $5,530$406,600 (-5.22%) Land $78,400 Building $328,200
2024$1,984.00 (+2.22%)
2023$1,941.00 (+11.04%)$25,060 (+10.01%) Land $1,570 Building $23,490$429,000 (+30.91%) Land $78,400 Building $350,600
2022$22,780 Land $4,360 Building $18,420$327,700 Land $62,700 Building $265,000
2021$1,748.00

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