12977 W 9th St, Zion, IL 60099 Property Records

Lake County property record for 12977 W 9th St, Zion, IL 60099

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,556 sqft · built 1959
Lot Size	1.17 acres (50,965 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Oct 2025)
Tax Bill	$6,832 (2024)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-07-300-001`

Property Details

APN / Parcel Number

Primary APN	`04-07-300-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,556 sqft Living Area
Gross Area	4,168 sqft
1st Floor Area	1,556 sqft
Basement Area	1,556 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	50,965 sqft (1.17 acres)
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Porch
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12977 W 9TH ST
City	ZION
State	IL
Zip	60099-9707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 273.08FT W 220.82 FTSW1/4 SECTION 7 TOWNSHIP 46 RANGE 12
Legal Range	12
Legal Township	46
Legal Section	07
Jurisdiction	LAKE IL
Township / Civil Division	BENTON
Census Block Group	2
Census Block	2004
Census Tract	860106

Owner

Source: Lake County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3410 N LAKE SHORE DR, 5E, CHICAGO, IL 60657-2815
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2025 · Amount on Record
Deed Sale	Oct 20, 2025 · Amount on Record
Prior Sale	May 16, 2025 · Amount on Record
Deed Document Number	20258128971
Prior Transfer Date	Sep 6, 2018
Prior Transfer Doc	0007514155
Record Updated	Oct 29, 2026

October 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Oct 20, 2025
Property Address	12977 W 9TH ST, ZION, IL 60099-9707
Document Number	0008128971
Instrument Date	Aug 29, 2025
Instrument	8128971
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3410 N LAKE SHORE DR APT 5E, 5E, CHICAGO, IL 60657-2815

Mortgage

Document Number	0008128972
Date	Oct 20, 2025
Instrument	8128972

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.99%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Benton Township
Elementary School District	Beach Park Community Consolidated School District 3 (PK - 08)
Secondary School District	Zion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$81,370 (+9.6%) Land $16,549 Building $64,821	$244,134 (+9.6%) Land $49,652 Building $194,482
2024	$6,832.00 (+5.16%)	$74,242 (+3.59%) Land $15,099 Building $59,143	$222,749 (+3.59%) Land $45,302 Building $177,447
2023	$6,497.00 (-3.22%)	$71,669 (+9.87%) Land $14,576 Building $57,093	$215,028 (+9.87%) Land $43,732 Building $171,296
2022	$6,713.00	$65,232 Land $14,158 Building $51,074	$195,715 Land $42,478 Building $153,237

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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