12977 Orange Rd, Wilton, CA 95693 Property Records

Sacramento County property record for 12977 Orange Rd, Wilton, CA 95693

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,934 sqft · built 1980
Lot Size	4.98 acres (216,929 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,750,000 (Oct 2025)
Tax Bill	$11,350 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Oct 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`128-0041-071-0000`

Property Details

APN / Parcel Number

Primary APN	`128-0041-071-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,934 sqft Living Area
1st Floor Area	2,934 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	216,929 sqft
Garage Area	805 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12977 ORANGE RD
City	WILTON
State	CA
Zip	95693-9664
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-5
Legal Description	PARCEL MAP, LOT 2
Legal Subdivision	PARCEL MAP
Legal Lot Number	2
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	2
Census Block	2008
Census Tract	9404

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8211 ARDENNESS DR, SACRAMENTO, CA 95829-6503
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Grant Deed, Transfer · Conventional Mortgage ARDRI LLC
Oct 28, 2025	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2025 · Amount on Record
Deed Sale	Oct 28, 2025 · Amount on Record
Prior Sale	Feb 8, 2008 · Amount on Record
Deed Book / Page	20251028 / 41
Prior Transfer Date	Dec 10, 2003
Prior Transfer Doc	2003000433
Record Updated	Sep 20, 2026

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 28, 2025
Property Address	12977 ORANGE RD, WILTON, CA 95693-9664
Document Number	0000000041
Map Reference	MB 34 MAP 37
Instrument Date	Oct 21, 2025
Instrument	202510280041
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	211 ARDENNESS DR, SACRAMENTO, CA 95829

Mortgage

Document Number	0000000042
Date	Oct 28, 2025
Instrument	202510280042

Lender

Name	ARDRI LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Type Change Date	Nov 1, 2030
Change Frequency	6 Months
Min Rate At Change	6.49%
Max Rate At Change	8.49%
Index	SOFR Average 30-Day
Margin	3
Max Rate	12.4%

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 28, 2025
Property Address	12977 ORANGE RD, WILTON, CA 95693-9664
Document Number	0000000040
Map Reference	MB 34 MAP 37
Instrument Date	Oct 17, 2025
Instrument	202510280040
Transaction Type	Transfer
Record Updated	Nov 18, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12977 ORANGE RD, WILTON, CA 95693-9664

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,750,000 (+61.49%) Land $525,000 Building $1,225,000
2025	$11,350.00 (+0.82%) Homeowner's exemption	$1,083,634 (+4.04%) Land $324,429 Building $759,205
2024	$11,258.00 (+3.09%)
2023	$10,921.00 (+1.82%) Homeowner's exemption	$1,041,557 Land $311,832 Building $729,725
2022	$10,726.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	10 (1995–2023)
Claims Outside the SFHA	6 of 10
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 4 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 54% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Softcom Internet Communications Fixed Wireless	400 / 50
Zeta Broadband Fixed Wireless	400 / 50
unWired Broadband Fixed Wireless	400 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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