12977 Herald Rd, Herald, CA 95638 Property Records

Sacramento County property record for 12977 Herald Rd, Herald, CA 95638

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,120 sqft · built 2001
Lot Size	4.55 acres (198,198 sqft)
Owner	Company Name on File
Tax Bill	$4,418 (2025)
Deeds & Mortgages	May 2026 Line of Credit Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`152-0161-032-0000`

Property Details

APN / Parcel Number

Primary APN	`152-0161-032-0000`
Alternative APN	`15201610300000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,120 sqft Living Area
1st Floor Area	2,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	198,198 sqft
Garage Area	596 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12977 HERALD RD
City	HERALD
State	CA
Zip	95638-9799
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-5
Legal Description	PARCEL MAP, LOT 1, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	PARCEL MAP
Legal Lot Number	1
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	2
Census Block	2030
Census Tract	9406

Owner

12977 Herald Rd is owned by a company that acquired it in December 2017 and is owner-occupied.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 385, HERALD, CA 95638-0385
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Line of Credit FARMERS AND MERCHANTS BANK/CTRL CA
Dec 14, 2021	Deed of Trust, Mortgage FARMERS & MERCHANTS BANK OF CENTRAL CA
Sep 23, 2019	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FIN'L SVCS INC
Dec 29, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 28, 2017
Transfer Doc	12290000002166
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	May 27, 2026
Property Address	12977 HERALD RD, HERALD, CA 95638-9799
Document Number	2026000882
Book / Page	20260527 / 882
Instrument Date	May 19, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	12977 HERALD RD, HERALD, CA 95638-9799

Mortgage

Document Number	2026000882,
Date	May 27, 2026
Book Page	20260527/882

Lender

Name	FARMERS AND MERCHANTS BANK/CTRL CA

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	12977 HERALD RD, HERALD, CA 95638-9799
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12977 HERALD RD, HERALD, CA 95638-9799

Mortgage

Document Number	0000000659
Date	Dec 14, 2021
Instrument	2021121400659

Lender

Name	FARMERS & MERCHANTS BANK OF CENTRAL CA
Type	Bank
Address	LODI, CA 95241

Agreement

Amount	Amount on Record

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	12977 HERALD RD, HERALD, CA 95638-9799
Document Number	1909300660
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Sep 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 385 HERALD CA 956380385, HERALD, CA 95638-0385

Mortgage

Document Number	1909300660
Date	Sep 30, 2019
Instrument	1909300660

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2049

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 29, 2017
Property Address	12977 HERALD RD, HERALD, CA 95638-9799
Document Number	1712292166
Instrument Date	Dec 28, 2017
Instrument	1712292166
Transaction Type	Transfer
Record Updated	Sep 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 385 HERALD CA 956380385, HERALD, CA 95638-0385

Tax Assessment & Valuation

The 2025 property tax bill for 12977 Herald Rd was $4,418 with a homeowner's exemption, up 2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Elementary School District	Arcohe Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$419,707 (+2%) Land $43,005 Building $376,702
2025	$4,418.00 (+1.96%) Homeowner's exemption	$411,478 Land $42,162 Building $369,316
2024	$4,333.00 (+2.51%)
2023	$4,227.00 (+4.68%) Homeowner's exemption	$395,502 Land $40,526 Building $354,976
2022	$4,038.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12977 Herald Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1997–2006)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jan 2006 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Apr 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12977 Herald Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6
AT&T DSL · Fixed Wireless in parts of the area	10 / 1

May also be available: DigitalPath, T-Mobile.

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