12977 Echo Ln, Apple Valley (Saint Paul), MN 55124 Property Records

Dakota County property record for 12977 Echo Ln, Apple Valley, MN 55124

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 1,671 sqft · built 1994
Lot Size0.036 acres (1,548 sqft)
Owner2 Individual Names on File
Last Sale$190,000 (Jun 2017)
Tax Bill$3,711 (2025)
Deeds & MortgagesJan 2021 Mortgage
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-20540-02-020

Property Details

APN / Parcel Number

Primary APN01-20540-02-020

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,671 sqft Living Area
Gross Area2,089 sqft
1st Floor Area1,134 sqft

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleTownhouse
Construction TypeWood
Lot Area1,548 sqft (0.036 acres)
Garage TypeAttached
Garage Area418 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address12977 ECHO LN
CitySAINT PAUL
StateMN
Zip55124-8675
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionDIAMOND PATH TOWNHOMES CIC NO 130 2 2 LOT 2 BLK 2 & INTEREST ATTRIBUTABLE TO COMMON AREA KNOWN AS OUTLOT A
Legal SubdivisionDIAMOND PATH TOWNHOMES CIC NO 130
Legal Block2
Legal Lot Number2
JurisdictionDAKOTA MN
Township / Civil DivisionAPPLE VALLEY
Census Block Group1
Census Block1014
Census Tract60840

Owner

Source: Dakota County records · APN 01-20540-02-020

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12977 ECHO LN, SAINT PAUL, MN 55124-8675
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 06, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
TCF NATIONAL BANK
Jun 15, 2017Warranty Deed, Transfer · Conventional Mortgage

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 15, 2017 · Amount on Record
Deed SaleJun 15, 2017 · Amount on Record
Prior SaleFeb 22, 2006 · Amount on Record
Deed Document Number20173196675
Last Transfer DateOct 22, 2020
Transfer Doc0003427948
Record UpdatedSep 20, 2026

January 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDAKOTA MN
Recording DateJan 06, 2021
Property Address12977 ECHO LN, APPLE VALLEY, MN 55124-8675
Document Number0003427948
Instrument DateOct 22, 2020
Instrument3427948
Transaction TypeTransfer
Record UpdatedApr 22, 2022
Title CompanyDCA TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address12977 ECHO LN, APPLE VALLEY, MN 55124-8675

Mortgage

Document Number0003427949
DateJan 06, 2021
Instrument3427949
Lender
NameTCF NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDAKOTA MN
Recording DateJun 15, 2017
Property Address12977 ECHO LN, APPLE VALLEY, MN 55124-8675
Document Number0003196675
Map ReferenceCIC NO 130
Instrument DateJun 12, 2017
Instrument3196675
Transaction TypeTransfer
Record UpdatedFeb 06, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$627.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12977 ECHO LN, SAINT PAUL, MN 55124-8675

Mortgage

Document Number, 3196676
DateJun 15, 2017
Instrument3196676
Lender
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2047

Tax Assessment & Valuation

Source: Dakota County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityApple Valley City
CountyDakota County
Unified School DistrictRosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,711.00 (+32.35%)$295,500 (+12.1%) Land $72,800 Building $222,700$295,500 (+12.1%) Land $72,800 Building $222,700
2023$2,804.00
2022$263,600 Land $69,200 Building $194,400$263,600 Land $69,200 Building $194,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 4, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
LTD Broadband
Fixed Wireless
150 / 130
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

Based on FCC filings for 357 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemApple Valley
serves 50,300 people
Water SourceGroundwater
Last State InspectionJan 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Echo Ln

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