12977 Daiber Rd, Highland, IL 62249 Property Records

Madison County property record for 12977 Daiber Rd, Highland, IL 62249

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,672 sqft · built 1996
Lot Size2.01 acres (87,556 sqft)
Owner2 Individual Names on Record
Tax Bill$5,456 (2025)
Deeds & MortgagesJun 2020 Mortgage
Jan 2017 Loan Modification
APN02-1-18-21-00-000-008-062

Property Details

APN / Parcel Number

Primary APN02-1-18-21-00-000-008-062

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,672 sqft Living Area

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleRanch
Exterior MaterialVinyl
Construction TypeFrame
Lot Area87,556 sqft (2.01 acres)
Garage TypeAttached
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address12977 DAIBER RD
CityHIGHLAND
StateIL
Zip62249-2815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT SE/C SW
JurisdictionMADISON IL
Township / Civil DivisionSALINE
Census Block Group1
Census Block1000
Census Tract403601

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12977 DAIBER RD, HIGHLAND, IL 62249-2815
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST MID ILLINOIS BK & TR NA
Jan 3, 2017Loan Modification, Mortgage · Conventional Mortgage
FIRST MID IL BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Property Address12977 DAIBER RD, HIGHLAND, IL 62249-2815
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018474
DateJun 9, 2020
Instrument2020R18474
Lender
NameFIRST MID ILLINOIS BK & TR NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 1, 2035
Interest
Rate TypeFixed Rate

January 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMADISON IL
Property Address12977 DAIBER RD, HIGHLAND, IL 62249-2815
Document Number0000000061
Instrument DateJan 3, 2017
Transaction TypeMortgage
Record UpdatedJan 23, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12977 DAIBER RD HIGHLAND IL 622492815, HIGHLAND, IL 62249-2815

Mortgage

Document Number0000000061
DateJan 3, 2017
Instrument61
Lender
NameFIRST MID IL BK&TR
TypeBank
AddressHIGHLAND, IL 62249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJan 2, 2022

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMadison County
County SubdivisionSaline Township
Unified School DistrictHighland Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,456.00 (+9.82%)$99,310 (+28.22%) Land $14,100 Building $85,210$297,930 (+28.1%) Land $42,300 Building $255,630
2024$4,968.00 (+17.53%)
2022$4,227.00$77,450 Land $10,990 Building $66,460$232,583 Land $33,003 Building $199,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHIGHLAND
serves 10,674 people · EPA ID IL1190550
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Highland Communication Services
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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