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12976 98th St, Largo, FL 33773 Property Records

Pinellas County property record for 12976 98th St, Largo, FL 33773

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,444 sqft · built 1979
Lot Size0.168 acres (7,296 sqft)
Owner2 Individual Names on Record
Last Sale$495,500 (Dec 2024)
Tax Bill$7,432 (2025)
Deeds & MortgagesJan 2023 Transfer
Flood ZoneZone AE (high risk)
APNC62-000-750-1188-2

Property Details

APN / Parcel Number

Primary APNC62-000-750-1188-2
Alternative APNs
  • 11-30-15-09416-000-0910
  • 301511094160000910
  • 153011094160000910
  • R122468

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,444 sqft Living Area
Gross Area2,082 sqft
1st Floor Area1,444 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1995
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialOther
Lot Area7,296 sqft (0.168 acres)
Lot Dimensions100 ft deep x 73 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area198 sqft
Deck Area212 sqft
Patio Area212 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR122468
Street Address12976 98TH ST
CityLARGO
StateFL
Zip33773-1213
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionBLUE WATER COVE LOT 91
Legal Range15E
Legal Township30S
Legal Section11
Legal SubdivisionBLUE WATER COVE
Legal Tract9416
Legal Lot Number91
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group1
Census Block1026
Census Tract25021

Owner

Source: Pinellas County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address105 WILLOW RUN DR, BUTLER, PA 16001-1239
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 11, 2024 · Amount on Record
Deed SaleDec 11, 2024 · Amount on Record
Prior SaleAug 28, 2019 · Amount on Record
Deed Document Number2024310682
Deed Book / Page23000 / 590
Prior Transfer DateJan 20, 2023
Prior Transfer Doc0223221583
Record UpdatedOct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPINELLAS FL
Recording DateJan 20, 2023
Property Address12976 98TH ST, LARGO, FL 33773-1213
Document Number0223221583
Book / Page22322 / 1583
Map ReferenceMB 80 PG 45-48
Instrument DateJan 20, 2023
Instrument2023015847
Transaction TypeTransfer
Record UpdatedFeb 8, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address12976 98TH ST, LARGO, FL 33773-1213

Transferred To (Grantee/Buyer)

NameVerified Name
Address12976 98TH ST, LARGO, FL 33773-1213

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,432.00 (+81.84%)$410,254 (+59.14%) Land $127,016 Building $283,238$410,254 (+18.6%) Land $127,016 Building $283,238
2024$4,087.00 (-0.44%)
2023$4,105.00 (+1.28%) Homeowner's exemption$257,794 (+3%)$345,912 (+14.74%) Land $146,736 Building $199,176
2022$4,053.00 Homeowner's exemption$250,285$301,486 Land $142,256 Building $159,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 158 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies158 in force
Nearby Flood Claims18 (2012–2024)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 14 claims
  • Hurricane Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: Frontier, WOW Internet, Cable & Phone.

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