12975 Somerset Dr, Grass Valley, CA 95945 Property Records

Nevada County property record for 12975 Somerset Dr, Grass Valley, CA 95945

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,466 sqft · built 2001
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Last Sale	$1,125,000 (Dec 2022)
Tax Bill	$11,343 (2025)
Deeds & Mortgages	Apr 2022 Construction Loan Dec 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`009-740-029-000`

Property Details

APN / Parcel Number

Primary APN	`009-740-029-000`
Alternative APN	`09-740-29-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	3,466 sqft Living Area
1st Floor Area	3,466 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Traditional
Lot Area	65,340 sqft
Terrain	Below Road/Slope
View / Lot	Average
Garage Type	Attached
Garage Area	811 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Patio Area	3,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	09-740-29-000
Street Address	12975 SOMERSET DR
City	GRASS VALLEY
State	CA
Zip	95945-9721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1.5
Legal Description	LOT 73 THE CEDARS
Legal Subdivision	THE CEDARS
Legal Lot Number	73
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	3
Census Block	3003
Census Tract	602

Owner

12975 Somerset Dr is owned and occupied by two individuals who bought it in December 2022.

Source: Nevada County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12975 SOMERSET DR, GRASS VALLEY, CA 95945-9721
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2022	Deed of Trust, Mortgage · Construction Mortgage CAPITAL ALLIANCE LLC
Dec 16, 2022	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jul 15, 2021	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Jul 15, 2021	Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2022 · Amount on File
Deed Sale	Dec 16, 2022 · Amount on File
Prior Sale	Jul 15, 2021 · Amount on File
Deed Document Number	202224754
Prior Transfer Date	Jul 9, 2021
Prior Transfer Doc	0000023841
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	12975 SOMERSET DR, GRASS VALLEY, CA 95945-9721
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2795 E BIDWELL ST 100, 100, FOLSOM, CA 95630-6480

Mortgage

Document Number	0000008711
Date	Apr 21, 2022
Instrument	20220008711

Lender

Name	CAPITAL ALLIANCE LLC
Type	Non-Lending Institution
Address	ANAHEIM, CA 92808

Agreement

Type	Construction Mortgage
Amount	Amount on Record

December 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Dec 16, 2022
Property Address	12975 SOMERSET DR, GRASS VALLEY, CA 95945-9721
Document Number	0000024754
Map Reference	MB 7 PG 105
Instrument Date	Dec 7, 2022
Instrument	20220024754
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	12975 SOMERSET DR, GRASS VALLEY, CA 95945-9721

Mortgage

Document Number	0000024755
Date	Dec 16, 2022
Instrument	20220024755

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEVADA CA
Recording Date	Jul 15, 2021
Property Address	12975 SOMERSET DR, GRASS VALLEY, CA 95945-9721
Document Number	0000023841
Map Reference	MB 7 PG 105
Instrument Date	Jul 9, 2021
Instrument	20210023841
Transaction Type	Transfer
Record Updated	Aug 10, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12975 SOMERSET DR, GRASS VALLEY, CA 95945-9721

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Jul 15, 2021
Property Address	12975 SOMERSET DR, GRASS VALLEY, CA 95945-9721
Document Number	0000023840
Map Reference	MB 7 PG 105
Instrument Date	Jun 21, 2021
Instrument	20210023840
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12975 SOMERSET DR, GRASS VALLEY, CA 95945-9721

Mortgage

Document Number	0000023842
Date	Jul 15, 2021
Instrument	20210023842

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 12975 Somerset Dr was $11,343 with a homeowner's exemption.

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Secondary School District	Nevada Joint Union High School District (09 - 12)
Elementary School District	Union Hill Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,092,024 (+2%) Land $168,026 Building $923,998
2025	$11,343.00 Homeowner's exemption	$1,070,613 Land $164,732 Building $905,881
2023	$11,731.00 (-1.62%)	$1,102,500 Land $245,000 Building $857,500	$992,700
2022	$11,924.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12975 Somerset Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12975 Somerset Dr is high, ranking above 74% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 50% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
SmarterBroadband Fixed Wireless	100 / 25

May also be available: Cal.net.

Cell Coverage

5G and 4G LTE (outdoors only)

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