Cook County property record for 12975 Silver Fox Dr, Lemont, IL 60439
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,634 sqft · built 1989 |
| Lot Size | 0.539 acres (23,461 sqft) |
| Owner | Trust Name on File |
| Last Sale | $437,500 (Sep 2014) |
| Tax Bill | $10,795 (2023) |
| Deeds & Mortgages | Aug 2026 Line of Credit Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-35-103-012 |
| Primary APN | 22-35-103-012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,634 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 23,461 sqft (0.539 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 12975 SILVER FOX DR |
|---|---|
| City | LEMONT |
| State | IL |
| Zip | 60439-6766 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (FOX) (HILLS) (UNIT1A) BNG A SUB OF PT OF THE SH OF T HE NE OF SEC 34 & THE SW NW SEC 35-37-11 |
| Legal Range | 11E |
| Legal Township | 37N |
| Legal Section | 35 |
| Legal Subdivision | FOX HILLS UNIT1A |
| Legal Lot Number | 110 |
| Legal Unit | 1A |
| Jurisdiction | COOK IL |
| Township / Civil Division | LEMONT |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 824006 |
12975 Silver Fox Dr is held in a trust since January 2020.
Source: Cook County records, as of September 3, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 12975 SILVER FOX DR, LEMONT, IL 60439-6766 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 27, 2026 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK |
| Nov 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG |
| Feb 7, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 24, 2014 · Amount on File |
| Deed Sale | Sep 24, 2014 · Amount on File |
| Prior Sale | Aug 26, 2010 · Amount on File |
| Deed Document Number | 201410115 |
| Last Transfer Date | Jan 29, 2020 |
| Transfer Doc | 0000046109 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Aug 27, 2026 |
| Property Address | 12975 SILVER FOX DR, LEMONT, IL 60439-6766 |
| Document Number | 0000002109 |
| Instrument Date | Aug 20, 2026 |
| Instrument | 20262109 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust, 221 |
| Address | 12975 SILVER FOX DR, LEMONT, IL 60439-6766 |
| Document Number | 0000002109, |
|---|---|
| Date | Aug 27, 2026 |
| Instrument | 20262109 |
| Name | BMO HARRIS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 25, 2056 |
| Rate | 7.54% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 12975 SILVER FOX DR, LEMONT, IL 60439-6766 |
| Document Number | 2035317218 |
| Instrument Date | Nov 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2021 |
| Title Company | PLYMOUTH TITLE GUARANTY |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 12975 SILVER FOX DR LEMONT IL 604396766, LEMONT, IL 60439-6766 |
| Document Number | 2035317218 |
|---|---|
| Date | Dec 18, 2020 |
| Instrument | 35317218 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 17, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.62% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Feb 7, 2020 |
| Property Address | 12975 SILVER FOX DR, LEMONT, IL 60439-6766 |
| Document Number | 2003846109 |
| Instrument Date | Jan 29, 2020 |
| Instrument | 3846109 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12975 SILVER FOX DR LEMONT IL 604396766, LEMONT, IL 60439-6766 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Lemont Township |
| Elementary School District | Lemont-Bromberek Combined School District 113A (PK - 08) |
| Secondary School District | Lemont Township High School District 210 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $59,000 Land $15,250 Building $43,750 | $590,000 Land $152,500 Building $437,500 | |
| 2023 | $10,795.00 (+14.15%) | ||
| 2022 | $9,457.00 Homeowner's exemption | $45,403 Land $13,490 Building $31,913 | $454,030 Land $134,900 Building $319,130 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12975 Silver Fox Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12975 Silver Fox Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEMONT serves 18,513 people · EPA ID IL0311620 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Also Mapped Here | IL AMERICAN-HOMER TOWNSHIP |
| Lead | 25 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2026 Lead public education Aug 2025 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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