12975 Pineforest Way W, Largo, FL 33773 Property Records

Pinellas County property record for 12975 Pineforest Way W, Largo, FL 33773 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,928 sqft · built 1999
Lot Size	0.159 acres (6,913 sqft)
Owner	2 Individual Names on File
Last Sale	$186,000 (Sep 2012)
Tax Bill	$3,041 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Aug 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-764-8586-1`

Property Details

APN / Parcel Number

Primary APN	`C62-000-764-8586-1`
Alternative APNs	`07-30-16-69200-000-0340` `301607692000000340` `163007692000000340` `R77264`

Interior

Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,928 sqft Living Area
Gross Area	2,965 sqft
1st Floor Area	1,320 sqft
Upper Floors Area	608 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,913 sqft (0.159 acres)
Lot Dimensions	99 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	577 sqft
Deck Area	250 sqft
Patio Area	250 sqft
Water Feature	Water Feature

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R77264
Street Address	12975 PINEFOREST WAY W
City	LARGO
State	FL
Zip	33773-1725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE FOREST LOT 34
Legal Range	16E
Legal Township	30S
Legal Section	7
Legal Subdivision	PINE FOREST
Legal Tract	69200
Legal Lot Number	34
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2002
Census Tract	25020

Owner

Source: Pinellas County records · APN C62-000-764-8586-1

Assessment roll updated December 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12975 PINEFOREST WAY W, LARGO, FL 33773-1725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Aug 04, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jul 01, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 05, 2012 · Amount on Record
Deed Sale	Sep 05, 2012 · Amount on Record
Prior Sale	Nov 21, 2011 · Amount on Record
Deed Document Number	2012257667
Deed Book / Page	17705 / 656
Transfer Doc	0100690054
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12975 PINEFOREST WAY W, LARGO, FL 33773-1725
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12975 PINEFOREST WAY W, LARGO, FL 33773-1725

Mortgage

Document Number	0227431483
Date	Mar 25, 2024
Book Page	22743/1483
Instrument	2024073396

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 17, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12975 PINEFOREST WAY W, LARGO, FL 33773-1725
Transaction Type	Mortgage
Record Updated	Aug 19, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0216562005
Date	Aug 04, 2021
Book Page	21656/2005
Instrument	2021254971

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 27, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12975 PINEFOREST WAY W, LARGO, FL 33773-1725
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0205971614
Date	Jul 01, 2019
Book Page	20597/1614
Instrument	2019207856

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 01, 2034

Tax Assessment & Valuation

Source: Pinellas County records · Assessment roll updated December 2, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,041.00 (+8.11%) Homeowner's exemption	$202,359 (+5.99%)	$448,753 (+7.6%) Land $135,131 Building $313,622
2023	$2,813.00 (+3.27%) Homeowner's exemption	$190,928 (+3%)	$417,039 (+18.36%) Land $168,117 Building $248,922
2022	$2,724.00 Homeowner's exemption	$185,367	$352,356 Land $162,689 Building $189,667

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121030250202, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 26 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2020, tidal / storm surge, Hurricane Eta

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 824 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, T-Mobile USA, Verizon, WOW Internet, Cable & Phone, Frontier, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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