12975 Osage Rd, Apple Valley, CA 92308 Property Records

San Bernardino County property record for 12975 Osage Rd, Apple Valley, CA 92308

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,625 sqft · built 1958
Lot Size	0.386 acres (16,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$256,000 (Aug 2018)
Tax Bill	$3,358 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Apr 2020 Loan Modification + 1 more
Flood Zone	Zone D (undetermined)
APN	`3087-371-32-0000`

Property Details

APN / Parcel Number

Primary APN	`3087-371-32-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,625 sqft Living Area
Gross Area	2,225 sqft
1st Floor Area	1,625 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Modern
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	16,800 sqft (0.386 acres)
Lot Dimensions	168 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	12975 OSAGE RD
City	APPLE VALLEY
State	CA
Zip	92308-6507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 5171 LOT 32
Legal Subdivision	TRACT 5171
Legal Tract	5171
Legal Block	1
Legal Lot Number	32
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	1
Census Block	1029
Census Tract	9712

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12975 OSAGE RD, APPLE VALLEY, CA 92308-6507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Apr 15, 2020	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Aug 2, 2018	Grant Deed, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2018 · Amount on Record
Deed Sale	Aug 2, 2018 · Amount on Record
Deed Document Number	2018282820
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	12975 OSAGE RD, APPLE VALLEY, CA 92308-6507
Transaction Type	Mortgage
Record Updated	Apr 16, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12975 OSAGE RD, APPLE VALLEY, CA 92308-6507

Mortgage

Document Number	0000072525
Date	Apr 1, 2024
Instrument	2024-0072525

Lender

Name	LOANCARE LLC
Type	Mortgage Company
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Apr 1, 2064

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN BERNARDINO CA
Property Address	12975 OSAGE RD, APPLE VALLEY, CA 92308-6507
Document Number	0000167259
Instrument Date	Apr 15, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12975 OSAGE RD APPLE VALLEY CA 923086507, APPLE VALLEY, CA 92308-6507

Mortgage

Document Number	0000167259
Date	May 19, 2020
Instrument	167259

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 18, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 2, 2018
Property Address	12975 OSAGE RD, APPLE VALLEY, CA 92308-6507
Document Number	0000282820
Map Reference	MB 62 PG 6&7
Instrument Date	Jul 3, 2018
Instrument	2018-0282820
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12975 OSAGE RD, APPLE VALLEY, CA 92308-6507

Mortgage

Document Number	0000282821
Date	Aug 2, 2018
Instrument	2018-0282821

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Mortgage

Document Number	0000282823
Date	Aug 2, 2018
Instrument	2018-0282823

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Apple Valley Town
County	San Bernardino County
Unified School District	Apple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$291,284 (+2%) Land $58,256 Building $233,028
2025	$3,358.00 (+3.87%)	$285,573 (+4.04%) Land $57,114 Building $228,459
2023	$3,233.00 (+1.51%)	$274,483 Land $54,896 Building $219,587
2022	$3,185.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES (AV RANCHOS) CORP. private · serves 63,381 people · EPA ID CA3610003
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks.

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