12975 N McDonald Rd, Centralia, MO 65240 Property Records

Boone County property record for 12975 N McDonald Rd, Centralia, MO 65240

Property Summary

Property TypeRural Home
Details3 bd · 3 ba · 1,986 sqft · built 2003
Lot Size82 acres (3,571,920 sqft)
Owner2 Individual Names on File
Tax Bill$2,885 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN08-600-23-00-005-01

Property Details

APN / Parcel Number

Primary APN08-600-23-00-005-01
Alternative APN
  • 08-600-23-00-005.01 01

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,986 sqft Living Area
1st Floor Area1,986 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleRanch
Exterior MaterialBrick
Lot Area3,571,920 sqft (82 acres)
Garage TypeAttached
Garage Area646 sqft
Parking Spaces2 Parking Spaces
PorchSlab

Utilities, Heating & Cooling

Heating FuelElectric

Location & Zoning

Street Address12975 N MCDONALD RD
CityCENTRALIA
StateMO
Zip65240-4137
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeA1
Legal DescriptionE1/2 SW
Legal Range11W
Legal Township50N
Legal Section23
Legal BlockA93
JurisdictionBOONE MO
Township / Civil DivisionROCKY FORK
Census Block Group3
Census Block3020
Census Tract1903

Owner

Source: Boone County assessment roll, as of September 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address13051 N MCDONALD RD, CENTRALIA, MO 65240
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE MO
Property Address12975 N MCDONALD RD, CENTRALIA, MO 65240-4137
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000677
DateJan 8, 2021
Book Page5343/149
Instrument2021000677
Lender
NameMID AMERICA MORTGAGE SERVICES INC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Boone County assessment roll, as of September 12, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyBoone County
Unified School DistrictCentralia R-VI School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,885.00 (+9.28%)$49,539 (+9.17%) Land $6,371 Building $43,168$272,130 (+8.75%) Land $44,930 Building $227,200
2023$2,640.00 (+7.45%)$45,378 Land $6,371 Building $39,007$250,230 Land $44,930 Building $205,300
2022$2,457.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOONE COUNTY PWSD 4
serves 6,455 people · EPA ID MO3024052
Water SourceGroundwater
Last State InspectionFeb 2023
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Socket Telecom
Fiber
2,500 / 2,500
Whittrio
Fixed Wireless · not low latency
100 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on N McDonald Rd

Nearby Streets

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