Dakota County property record for 12975 Echo Ln, Saint Paul, MN 55124 · Last verified July 2026
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1994 |
| Square Footage | 1,654 sqft Living Area |
| Lot Size | 2,193 sqft (0.05 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $275,000 (2026) |
| Tax Bill | $3,608.00 (2025) |
| Primary APN | 01-20540-02-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,654 sqft Living Area |
| Gross Area | 2,072 sqft Gross Area |
| 1st Floor | 1,137 sqft 1st Floor |
| Stories | 2 Stories |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Townhouse Style |
| Construction Type | Wood Construction |
| Lot Area | 2,193 sqft (0.05 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 418 sqft Garage |
| Street Address | 12975 ECHO LN |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55124-8675 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | DIAMOND PATH TOWNHOMES CIC NO 130 1 2 LOT 1 BLK 2 & INTEREST ATTRIBUTABLE TO COMMON AREA KNOWN AS OUTLOT A |
| Legal Subdivision | DIAMOND PATH TOWNHOMES CIC NO 130 |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | DAKOTA MN |
| Minor Civil Division | APPLE VALLEY |
| Census Blockgroup | 1 |
| Census Block | 1014 |
| Census Tract | 60840 |
Source: Dakota County records · APN 01-20540-02-010
Assessment roll updated May 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 12975 ECHO LN, SAINT PAUL, MN 55124-8675 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| Mar 02, 2022 | Deed of Trust, Mortgage · Line of Credit BELL BANK |
| Jun 10, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 10, 2026 · Amount on Record |
| Deed Sale | Jun 10, 2026 · Amount on Record |
| Prior Sale | Jun 02, 1997 · Amount on Record |
| Deed Doc Number | 20263727633 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAKOTA MN |
| Property Address | 12975 ECHO LN, APPLE VALLEY, MN 55124-8675 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12975 ECHO LN, APPLE VALLEY, MN 55124-8675 |
| Document Number | 0003527565 |
|---|---|
| Date | Mar 02, 2022 |
| Instrument | 3527565 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | SAINT PAUL, MN 55125 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Feb 18, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAKOTA MN |
| Recording Date | Jun 10, 2026 |
| Property Address | 12975 ECHO LN, SAINT PAUL, MN 55124-8675 |
| Document Number | 0003727633 |
| Instrument Date | May 07, 2026 |
| Instrument | 20263727633 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2026 |
| Title Company | BURNETT TITLE, BURNET TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $91,657.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 12975 ECHO LN, SAINT PAUL, MN 55124-8675 |
| Document Number | 0003727634, |
|---|---|
| Date | Jun 10, 2026 |
| Instrument | 20263727634 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Dakota County records · Assessment roll updated May 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Apple Valley City |
| County | Dakota County |
| Unified School District | Rosemount-Apple Valley-Eagan (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,608.00 (+13.67%) Homeowner's exemption | $302,000 (+1.34%) Land $80,000 Building $222,000 | $302,000 (+1.34%) Land $80,000 Building $222,000 |
| 2024 | $3,174.00 | $298,000 Land $78,000 Building $220,000 | $298,000 Land $78,000 Building $220,000 |
Source: FEMA National Flood Hazard Layer, Dakota County (27037C), updated October 4, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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