12975 185th St, Cold Spring, MN 56320 Property Records

Stearns County property record for 12975 185th St, Cold Spring, MN 56320 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3.5 Baths
Year Built	Built 1989
Square Footage	2,258 sqft Living Area
Lot Size	187,744 sqft (4.31 acres)
Occupancy	Owner Occupied
Last Sale	$550,000 (2026)
Tax Bill	$5,270.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`20-11436-0010`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	9 Rooms
Building Area	2,258 sqft Living Area
Gross Area	2,753 sqft Gross Area
1st Floor	576 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1989
Exterior Material	Metal Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	187,744 sqft (4.31 acres)
Depth X Width	175 ft x 350 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Area	504 sqft Garage
Shed	1 Shed
Shed Area	140 sqft Shed
Pole Structure	2,076 sqft Pole Structure

Utilities and HVAC

Cooling System	None Cooling
Heating System	Hot Water Heating

Location & Zoning

Street Address	12975 185TH ST
City	COLD SPRING
State	MN
Zip	56320-9538
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	4.31 A W 350' OF E 750' OF GOV'T LOT 1 SECTION 07 TOWNSHIP 122 RANGE 029 SECTION 07 TOWNSHIP 122 RANGE 029
Legal Range	29W
Legal Township	122
Legal Section	07
Legal Lot Number	1
Jurisdiction	STEARNS MN
Minor Civil Division	MAINE PRAIRIE
Census Blockgroup	1
Census Block	1017
Census Tract	11201

Owner

Source: Stearns County records · APN 20-11436-0010

Assessment roll updated November 6, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12975 185TH ST, COLD SPRING, MN 56320-9538
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 30, 2026 · Amount on Record
Deed Sale	Mar 30, 2026 · Amount on Record
Prior Sale	Nov 10, 2003 · Amount on Record
Deed Doc Number	20261710328
Prior Transfer Date	Dec 08, 2016
Prior Transfer Doc	00A1484179
Record Refreshed	Sep 20, 2026

March 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	STEARNS MN
Recording Date	Mar 30, 2026
Property Address	12975 185TH ST, COLD SPRING, MN 56320-9538
Document Number	00A1710328
Instrument Date	Mar 16, 2026
Instrument	A1710328
Transaction Type	Foreclosure
Record Updated	May 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Result of a Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
County Subdivision	Maine Prairie Township
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,270.00 (+14.66%)
2025		$582,600 (+8.13%) Land $135,300 Building $447,300	$582,600 (+8.13%) Land $135,300 Building $447,300
2023	$4,596.00	$538,800 Land $124,600 Building $414,200	$538,800 Land $124,600 Building $414,200