Gallatin County property record for 12973 Crystal Mountain Rd, Three Forks, MT 59752
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 272 sqft · built 2017 |
| Lot Size | 10 acres (437,952 sqft) |
| Owner | Individual Name on File |
| Last Sale | $121,030 (Sep 2022) |
| Tax Bill | $1,852 (2026) |
| Deeds & Mortgages | Sep 2022 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 00RBE28773 |
| Primary APN | 00RBE28773 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 272 sqft Living Area |
| 1st Floor Area | 272 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Metal |
| Lot Area | 437,952 sqft (10 acres) |
| Porch | Slab |
| Porch Area | 37 sqft |
| Cooling System | None |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 00RBE28773 |
|---|---|
| Street Address | 12973 CRYSTAL MOUNTAIN RD |
| City | THREE FORKS |
| State | MT |
| Zip | 59752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | PONDEROSA PINES, S31, T04 N, R03 E, LOT 825, ACRES 10.054, NW4SW4NE4 COS 866 |
| Legal Range | 03E |
| Legal Township | 04N |
| Legal Section | 31 |
| Legal Subdivision | PONDEROSA PINES |
| Legal Tract | 825 |
| Legal Lot Number | 825 |
| Jurisdiction | GALLATIN MT |
| Township / Civil Division | THREE FORKS |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 300 |
12973 Crystal Mountain Rd is owned by an individual who bought it in September 2022.
Source: Gallatin County records, as of September 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4850 LONE HILL RD, CHATTANOOGA, TN 37416-1419 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2022 · Amount on File |
| Deed Sale | Sep 16, 2022 · Amount on File |
| Deed Document Number | 20222786747 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GALLATIN MT |
| Recording Date | Sep 16, 2022 |
| Property Address | 12973 CRYSTAL MOUNTAIN RD, THREE FORKS, MT 59752 |
| Document Number | 0002786747 |
| Instrument Date | Sep 16, 2022 |
| Instrument | 2786747 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2022 |
| Title Company | SECURITY TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4850 LONE HILL RD, CHATTANOOGA, TN 37416-1419 |
| Document Number | 0002786748 |
|---|---|
| Date | Sep 16, 2022 |
| Instrument | 2786748 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 10.7% |
| Index | 5-Year CMT |
| Max Rate | 15.7% |
The 2026 property tax bill for 12973 Crystal Mountain Rd was $1,852.
Source: Gallatin County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Gallatin County |
| Elementary School District | Three Forks Elementary School District (PK - 08) |
| Secondary School District | Three Forks High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,852.00 | $232,500 | $232,500 Land $87,795 Building $144,705 |
| 2023 | $1,530.00 | $184,900 | $184,900 Land $57,625 Building $127,275 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12973 Crystal Mountain Rd in Zone D, where flood risk has not been studied, though there have been 1 flood claim nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1997) |
| Most Recent Claim | Jun 1997 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12973 Crystal Mountain Rd is moderate, ranking above 64% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Montana |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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