Jersey County property record for 12973 Cemetery Rd, Elsah, IL 62028
| Property Type | Single Family Home |
|---|---|
| Details | 2,050 sqft · built 2000 |
| Lot Size | 1.57 acres (68,389 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,658 (2025) |
| Deeds & Mortgages | Jul 2025 Mortgage Jul 2013 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-139-019-00 |
| Primary APN | 01-139-019-00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,050 sqft Total Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 68,389 sqft (1.57 acres) |
| Account Number | 139-019-00 |
|---|---|
| Street Address | 12973 CEMETERY RD |
| City | DOW |
| State | IL |
| Zip | 62022-3360 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT IN E1/2 SW1/4 SW1/4 NO SALES 2000 1STYBRK/BSMT 2050SQ |
| Legal Subdivision | NA |
| Jurisdiction | JERSEY IL |
| Township / Civil Division | ELSAH |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 10300 |
Source: Jersey County records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12973 CEMETERY RD, DOW, IL 62022-3360 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2025 | Deed of Trust, Mortgage · Seller Carry-Back ROYAL BANKS OF JERSEYVILLE |
| Jul 29, 2013 | Deed of Trust, Mortgage FIRST BANK |
| May 26, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 13, 2026 |
| Transfer Doc | 0000180016 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JERSEY IL |
| Property Address | 12973 CEMETERY RD, DOW, IL 62022-3360 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 202500177382 |
|---|---|
| Date | Jul 10, 2025 |
| Instrument | 202500177382 |
| Name | ROYAL BANKS OF JERSEYVILLE |
|---|
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JERSEY IL |
| Property Address | 12973 CEMETERY RD, DOW, IL 62022-3360 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 001852/252 |
|---|---|
| Date | Jul 29, 2013 |
| Book Page | 1852/252 |
| Name | FIRST BANK |
|---|---|
| Address | JERSEYVILLE, IL 62052 |
| Amount | Amount Recorded |
|---|
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | JERSEY IL |
| Recording Date | May 26, 2026 |
| Property Address | 12973 CEMETERY RD, ELSAH, IL 62028 |
| Document Number | 0000180016 |
| Instrument Date | May 13, 2026 |
| Instrument | 2026180016 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12973 CEMETERY RD, DOW, IL 62022-3360 |
| Investor | Possibly a Property Investor |
Source: Jersey County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Jersey County |
| County Subdivision | Elsah Township |
| Unified School District | Jersey Community Unit School District 100 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,658.00 (+0.18%) | $103,660 (+22.01%) Land $6,960 Building $96,700 | $310,980 (+22.01%) Land $20,880 Building $290,100 |
| 2024 | $5,648.00 (+9.48%) | ||
| 2022 | $5,159.00 Homeowner's exemption | $84,960 Land $5,815 Building $79,145 | $254,880 Land $17,445 Building $237,435 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 53 (1979–2024) |
| Claims Outside the SFHA | 12 of 53 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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