12972 Ward St, Southgate, MI 48195 Property Records

Wayne County property record for 12972 Ward St, Southgate, MI 48195

Property Summary

Property Type	Single Family Home
Details	1 ba · 729 sqft · built 1950
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$77,000 (May 2017)
Tax Bill	$3,311 (2025)
Deeds & Mortgages	May 2022 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53 001 06 0720 000`

Property Details

APN / Parcel Number

Primary APN	`53 001 06 0720 000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	729 sqft Living Area
1st Floor Area	720 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	115 ft deep x 40 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	12972 WARD ST
City	SOUTHGATE
State	MI
Zip	48195-1079
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B SINGL
Legal Description	19F720 LOT 720 FORDVILLE SUB T3S R11E L46 P13 WCR
Legal Subdivision	FORDVILLE
Legal Lot Number	720
Jurisdiction	WAYNE MI
Township / Civil Division	SOUTHGATE
Census Block Group	1
Census Block	1018
Census Tract	581500

Owner

Source: Wayne County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12972 WARD ST, SOUTHGATE, MI 48195-1079
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 17, 2017	Warranty Deed, Transfer · FHA Mortgage ROSS MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2017 · Amount on Record
Deed Sale	May 17, 2017 · Amount on Record
Prior Sale	Aug 3, 2005 · Amount on Record
Deed Document Number	2017203021
Deed Book / Page	53730 / 309
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	12972 WARD ST, SOUTHGATE, MI 48195-1079
Transaction Type	Mortgage
Record Updated	Jun 3, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12972 WARD ST, SOUTHGATE, MI 48195-1079

Mortgage

Document Number	0576271351
Date	May 12, 2022
Book Page	57627/1351
Instrument	2022185121

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 1, 2047

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	May 17, 2017
Property Address	12972 WARD ST, SOUTHGATE, MI 48195-1079
Document Number	0537300309
Book / Page	53730 / 0309
Map Reference	LB46 PG13
Instrument Date	Apr 28, 2017
Instrument	2017203021
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	TITLE ONE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$642.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12972 WARD ST, 12972, SOUTHGATE, MI 48195-1079

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 HIGHLAND ST, WYANDOTTE, MI 48192-2417

Mortgage

Document Number	2017203022
Date	May 17, 2017
Instrument	2017203022

Lender

Name	ROSS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Southgate City
Unified School District	Southgate Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,600 (+23.6%)	$137,200 (+23.6%)
2025	$3,311.00
2023		$55,500	$111,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHGATE serves 30,047 people · EPA ID MI0006170
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Apr 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 918 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: City of Wyandotte.

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