Crow Wing County property record for 12972 Silver Lake Rd, Merrifield, MN 56465
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 1,132 sqft |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $190,000 (Mar 2017) |
| Tax Bill | $3,214 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 531090010080009 |
| Primary APN | 531090010080009 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,132 sqft Living Area |
| Gross Area | 600 sqft |
| 1st Floor Area | 1,132 sqft |
| Basement Area | 532 sqft |
| Finished Basement | 532 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Effective Year Built | Effective 2005 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 44,867 sqft (1.03 acres) |
| View / Lot | Waterfront / Beach |
| Garage Area | 1,350 sqft |
| Deck Area | Deck Area |
| Gazebo | 240 sqft |
| Heating System | Central |
|---|
| Account Number | 141067 |
|---|---|
| Street Address | 12972 SILVER LAKE RD |
| City | MERRIFIELD |
| State | MN |
| Zip | 56465-4300 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | LOT 8 BLK 1 & THAT PT OF LOT 9 BLK 1 BEG AT THE SE COR OF SD LOT 9 THEN N 60D W ASSM BEAR 49.16 FT ALG THE SW'LY LINE OF SD L |
| Legal Range | 27W |
| Legal Township | 135 |
| Legal Section | 18 |
| Legal Subdivision | SILVER LAKE SHORES |
| Legal Block | 1 |
| Legal Lot Number | 8,9 |
| Jurisdiction | CROW WING MN |
| Township / Civil Division | CENTER |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 950502 |
12972 Silver Lake Rd, a residential property, is owned by two individuals who bought it in March 2017.
Source: Crow Wing County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4097 135TH ST NW, RICE, MN 56367-8748 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2017 · Amount on File |
| Deed Sale | Mar 3, 2017 · Amount on File |
| Prior Sale | Feb 1, 2013 · Amount on File |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 12972 Silver Lake Rd was $3,214.
Source: Crow Wing County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Crow Wing County |
| County Subdivision | Center Township |
| Unified School District | Brainerd Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,214.00 | $551,600 (+9.53%) Land $296,500 Building $255,100 | $551,600 (+9.53%) Land $296,500 Building $255,100 |
| 2025 | $503,600 Land $240,600 Building $263,000 | $503,600 Land $240,600 Building $263,000 | |
| 2023 | $2,858.00 | $444,900 Land $182,100 Building $262,800 | $444,900 Land $182,100 Building $262,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12972 Silver Lake Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 15, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12972 Silver Lake Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CTC Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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