12972 S FM 372, Valley View, TX 76272 Property Records

Cooke County property record for 12972 S FM 372, Valley View, TX 76272

Property Summary

Property Type	Ranch
Details	3 bd · 2 ba · 6,000 sqft · built 2025
Lot Size	8.84 acres (385,070 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,679 (2026)
Deeds & Mortgages	Apr 2026 Construction Loan Apr 2026 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`0084-015-00001`

Property Details

APN / Parcel Number

Primary APN	`0084-015-00001`
Alternative APN	`151581`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	6,000 sqft Building Perimeter
1st Floor Area	6,000 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Metal
Lot Area	385,070 sqft (8.84 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0084-015-00001
Street Address	12972 S FM 372
City	VALLEY VIEW
State	TX
Zip	76272-7839
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Ranch
Legal Description	BURCH WH 0084 ACRES 8.84
Legal Subdivision	BURCH WH
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE SOUTHEAST
Census Block Group	2
Census Block	2054
Census Tract	701

Owner

12972 S FM 372, an agricultural property, is owned by two individuals.

Source: Cooke County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3314 CASTLEWOOD BLVD, LEWISVILLE, TX 75077-1833
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · Construction Mortgage FIRST STATE BANK
Apr 21, 2026	Deed of Trust, Mortgage · Construction Mortgage FIRST STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Recording Date	Apr 21, 2026
Property Address	12972 S FM 372, VALLEY VIEW, TX 76272-7839
Document Number	0000002853
Book / Page	2777 / 807
Instrument Date	Apr 14, 2026
Instrument	20262853
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12972 S FM 372, VALLEY VIEW, TX 76272-7839

Mortgage

Document Number	002777/807,
Date	Apr 21, 2026
Book Page	2777/807
Instrument	20262853

Lender

Name	FIRST STATE BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 14, 2027

Interest

Rate	6.22%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Recording Date	Apr 21, 2026
Property Address	12972 S FM 372, VALLEY VIEW, TX 76272-7839
Document Number	0000002852
Book / Page	2777 / 798
Instrument Date	Apr 6, 2026
Instrument	20262852
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3314 CASTLEWOOD BLVD, HIGHLAND VILLAGE, TX 75077-1833

Mortgage

Document Number	002777/798,
Date	Apr 21, 2026
Book Page	2777/798
Instrument	20262852

Lender

Name	FIRST STATE BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate	6%
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 12972 S FM 372 was $5,679, up 56,69% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Valley View Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,679.00 (+56,69%)	$389,244 (+56,312.17%)	$765,815 (+79.81%) Land $451,411 Building $314,404
2025	$10.00 (-33.33%)	$690 Land $690	$425,911 Land $425,911
2024	$15.00
2023		$778 Land $778	$300,958 Land $300,958

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12972 S FM 372 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12972 S FM 372 is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 60% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN SPRINGS WSC serves 3,756 people · EPA ID TX0490027
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000

May also be available: ElektraFi, Nextlink.

Nearby Properties on S FM 372

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