12972 Madison Rd, Middlefield, OH 44062 Property Records

Geauga County property record for 12972 Madison Rd, Middlefield, OH 44062

Property Summary

Property Type	Manufactured or Modular Home
Details	4 bd · 1.5 ba · 1,560 sqft · built 1994
Lot Size	5.37 acres (233,917 sqft)
Owner	Individual Name on File
Last Sale	$23,500 (Sep 1993)
Tax Bill	$2,879 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-078244`

Property Details

APN / Parcel Number

Primary APN	`16-078244`
Alternative APN	`002773-4`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
1st Floor Area	1,560 sqft
Basement Area	1,560 sqft
Unfinished Basement	1,560 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1995
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	233,917 sqft (5.37 acres)

Exterior Amenities

Porch	Slab
Porch Area	104 sqft
Deck Area	698 sqft
Patio Area	602 sqft
Pole Barn	960 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	002773-4
Street Address	12972 MADISON RD
City	MIDDLEFIELD
State	OH
Zip	44062
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	R3
Legal Description	LOT 25
Legal Subdivision	UNK
Legal Lot Number	25
Jurisdiction	GEAUGA OH
Township / Civil Division	HUNTSBURG
Census Block Group	2
Census Block	2021
Census Tract	311000

Owner

12972 Madison Rd, a residential property, is owned and occupied by an individual who acquired it in March 2021.

Source: Geauga County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	12972 MADISON RD, MIDDLEFIELD, OH 44062
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Deed of Trust, Mortgage · Line of Credit THE MIDDLEFIELD BANKING CO
Mar 5, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage THE MIDDLEFIELD BANKING CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 1993 · Amount on File
Deed Sale	Sep 14, 1993 · Amount on File
Last Transfer Date	Mar 1, 2021
Transfer Doc	0021180896
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	12972 MADISON RD, MIDDLEFIELD, OH 44062
Transaction Type	Mortgage
Record Updated	Apr 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021482043
Date	Mar 22, 2022
Book Page	2148/2043
Instrument	202200997821

Lender

Name	THE MIDDLEFIELD BANKING CO
Type	Bank
Address	MIDDLEFIELD, OH 44062

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GEAUGA OH
Recording Date	Mar 5, 2021
Property Address	12972 MADISON RD, MIDDLEFIELD, OH 44062
Document Number	0021180896
Book / Page	2118 / 896
Instrument Date	Mar 1, 2021
Instrument	202100978894
Transaction Type	Transfer
Record Updated	Apr 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12972 MADISON ROAD, HUNTSBURG, OH 44046

Mortgage

Document Number	202100978895
Date	Mar 5, 2021
Instrument	202100978895

Lender

Name	THE MIDDLEFIELD BANKING CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 12972 Madison Rd was $2,879 with a homeowner's exemption, up 6.2% from the year before.

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Huntsburg Township
Unified School District	Cardinal Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,879.00 (+6.24%)	$70,010 (-) Land $17,120 Building $52,890
2024	$2,710.00 (-1.88%) Homeowner's exemption	$70,010 (-) Land $17,120 Building $52,890
2023	$2,762.00 (+103.84%) Homeowner's exemption	$70,010 (+37.57%) Land $17,120 Building $52,890	$200,000 Land $48,900 Building $151,100
2022	$1,355.00 Homeowner's exemption	$50,890 Land $14,280 Building $36,610
2020			$145,400 Land $40,800 Building $104,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12972 Madison Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12972 Madison Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream DSL	100 / 20
T-Mobile Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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